Alan Teoh

Steven was introduced to me by my close NS friend, Paul. We met through the mutual interest of cycling and trying to keep fit and healthy. It was through a mutual cycling trip to Japan in April this year that we got to know each other better and where our friendship blossomed. You can suss out a character of a person when you have to eat and share a room together 😊 Through this memorable trip and many more cycling excursions, he has shown to be dependable, trustworthy, witty and knowledgeable. I have come to regard him first as a friend, then my insurance agent. Steven does not sell policies for the sake of earning a commission, but he gets to know his clients first and then recommend policies that are suited for them during that particular stage of their life. There was no pressure at any time and I felt that the whole policy transaction process was smooth and done very professionally. I have no hesitation to recommend his services to anyone looking for a professional financial adviser to meet their needs.

Stella Poh, Executive Secretary Hup Soon Global Corporation Pte Ltd

My first policy was bought from Steven, 20 years ago. I think the most important thing is having a responsible and reliable agent to be in the same trade and Company is not an easy thing. However, I am glad that he is still in the industry working and servicing my policies. Steven knows his work well and is willing to give valuable advice on what is needed. It is not just selling policy to his clients. Instead, he treated his clients as friends and this make the working relationship merrier.

SAL

Steven has been my "Secret Agent", trustworthy consultant and sincere friend for decades. He is the most reliable financial advisor I know. He is prompt and professional in delivering his service. I can just reach out to him on my insurance matters anytime and be assured of receiving sound advice. He cares about his clients! So blessed to having him to take care of my insurance matters!

Nguyen Xuan Ngoc Hoa

I first got in touch with Steven many years ago, when I only just started working and was looking for basic, affordable insurance coverage. Despite being admittedly a very small client, Steven still treated me with care and respect, attending to my many questions. Many years later, when I had an emergency at work and had trouble getting hold of my existing corporate health insurer, it was Steven again that I turned to. Even when he wasn't our insurer, he answered my every question and called frequently to check in on the situation. He helped to scan our existing policies and advised me on the options that were available and how to proceed. Eventually we made the choice to switch our corporate health insurer to AIA, under Steven's care. Now that I am starting a family and looking to invest in life insurance and critical care coverage, I know once again that I can trust Steven to give me fair, reasonable advice on what to take up, based on my needs and abilities. I feel like I can select products and options that are most suited for my needs, with Steven's advice. Thanks Steven for the wisdom and companionship over the years, you have made such “scary” life matters a breeze!

Lye Seng Kai, Executive Director, Totex International Limited

Steven has been my family insurance and financial adviser for more than a decade and the level of service, knowledge and professionalism we received from him is unparalleled. He is attentive to details and very patient to take the extra miles to explain the different options and make excellent recommendations to my family so we can have an all rounded coverage. His service is customized and very personal especially to one that is unfamiliar with the insurance procedure. I’m convinced through the years that he is not out to make quick and easy money but always has our interest in his mind. Unlike some others who try to push their policies to you, he lets you decide at your own pace. Thank you very much for the great service, Steven.

Nicole Lee, Scotiabank, Accountant

Thank you for the service and help you’ve rendered all these years. One of the more detail-oriented and responsive insurance professionals I’ve come across. Professional, prompt in response and unfailingly diligent. Steven has been a trusted and reliable source of knowledge, quick to help customers like myself navigate the complex and fairly technical aspects of the insurance claims process. This has freed up my time and lessened my worries when it comes to the tedious administrative burden – truly appreciated!