Alan Teoh

Steven was introduced to me by my close NS friend, Paul. We met through the mutual interest of cycling and trying to keep fit and healthy. It was through a mutual cycling trip to Japan in April this year that we got to know each other better and where our friendship blossomed. You can suss out a character of a person when you have to eat and share a room together 😊 Through this memorable trip and many more cycling excursions, he has shown to be dependable, trustworthy, witty and knowledgeable. I have come to regard him first as a friend, then my insurance agent. Steven does not sell policies for the sake of earning a commission, but he gets to know his clients first and then recommend policies that are suited for them during that particular stage of their life. There was no pressure at any time and I felt that the whole policy transaction process was smooth and done very professionally. I have no hesitation to recommend his services to anyone looking for a professional financial adviser to meet their needs.

Michelle Ho, Associate Director, Colliers International (singapore) Pte Ltd

Steven is very dedicated, efficient, prompt, knowledgeable and committed to his service. When I have doubts or need advice, he's always there. Thank you Steven, for making my insurance experience a stress-free one! I will highly recommend Steven to assist you with your insurance needs.

Anna Ku, The “Zoo Keeper”

I met Steven 18 years ago, introduced by a mutual friend. Since my first policy in 2002 he has been my only life insurance agent because there is no other agent I would want to go to. Steven's wealth of experience and knowledge, together with his sense of empathy and compassion to help others, makes it easy for him to custom-make a financial plan that is most suitable for me. I really appreciate him for that. I trust that he will be doing this for many years to come because he is constantly doing his best at what he does!

Harsh Verma Executive Director JPMorgan Chase & Co

I have known Steven for almost 2 decades and have seen him grow over this period. His success can be mainly attributed to his high level of professionalism, his impeccable customer service and his constant availability. He knows my family profile, has been recommending products that suit my needs based on family members, age, etc and does not coax me into unnecessary sales. Every product he has recommended to me has yielded me benefits over time. The one aspect that definitely needs to be called out is his availability. After all these years and his personal growth in the industry he is available within seconds of sending him a message. Whether we are traveling or he is, I have never had to wait for a turnaround from Steven. He always maintains a very friendly, yet professional interaction and goes out of his way to build a relationship with my family. No matter how trivial the question, he maintains a high level of patience to guide my family and me to the right outcome. In spite of all this he somehow manages to maintain a very healthy lifestyle. Not only does he do this for himself but he has a special gift to influence and has made my family more involved in running, trekking, etc towards staying fit and healthy. I would recommend Steven to anyone without an ounce of doubt. His attitude, professionalism and friendliness is unparalleled.

Herta Monica Montesino Cucos (MBA LLM), Corporate Development Manager, AMITY Singapore

Steven has always been amazing! I am so happy and grateful that I was recommended to him as my advisor for my medical insurance needs. He has helped me to understand and ensured I had the best plan with the right coverage that’s suits my needs and budget. When I fell sick and was hospitalized, he answered my queries promptly & also made sure everything is covered by my plan! I can't tell how secure and cared I felt, as I was alone in a foreign country with none of my family members around then. I can’t imagine switching to another advisor. Steven is probably the best insurance advisor I could ever find as he has gone above and beyond in his customer service! In a few words, Steven is phenomenal! Responsive, attentive to my needs, and professional! Couldn’t have asked for anyone better. Love the service and I highly recommend him.

Erica

Steven is the most trustworthy, professional, passionate, and friendly agent I have ever had the privilege of meeting. He’s detail-oriented, responsive and always go the extra mile to take care of his customers’ interest and needs. I truly appreciate his wonderful service and would highly recommend Steven to anyone without hesitation!