Lye Seng Kai, Executive Director, Totex International Limited

Steven has been my family insurance and financial adviser for more than a decade and the level of service, knowledge and professionalism we received from him is unparalleled. He is attentive to details and very patient to take the extra miles to explain the different options and make excellent recommendations to my family so we can have an all rounded coverage. His service is customized and very personal especially to one that is unfamiliar with the insurance procedure. I’m convinced through the years that he is not out to make quick and easy money but always has our interest in his mind. Unlike some others who try to push their policies to you, he lets you decide at your own pace. Thank you very much for the great service, Steven.

Alan Teoh

Steven was introduced to me by my close NS friend, Paul. We met through the mutual interest of cycling and trying to keep fit and healthy. It was through a mutual cycling trip to Japan in April this year that we got to know each other better and where our friendship blossomed. You can suss out a character of a person when you have to eat and share a room together 😊 Through this memorable trip and many more cycling excursions, he has shown to be dependable, trustworthy, witty and knowledgeable. I have come to regard him first as a friend, then my insurance agent. Steven does not sell policies for the sake of earning a commission, but he gets to know his clients first and then recommend policies that are suited for them during that particular stage of their life. There was no pressure at any time and I felt that the whole policy transaction process was smooth and done very professionally. I have no hesitation to recommend his services to anyone looking for a professional financial adviser to meet their needs.

June Ang, Director AON

I met Steven when I was an underwriter in AIG more than 10 years ago. During that period, he was not my appointed Life agent yet but I was impressed with his proactiveness and diligence. Subsequently, Steven was appointed as my personal agent. Steven continues to be an impressive financial advisor. He also extends his assistance as a personal friend. He is a trustworthy agent and friend, a person whom I would definitely give a "thumbs up."

Jasmine Song, Director Victorious Arts Pte Ltd

很高兴能够认识Steven。能够让他为我的人生做一个好好规划也是我的荣幸！ 当我孩子发生交通事故，遇到关于保险问题时，他都能够在第一时间出来为我解决一切关于保险问题，专业负责的态度让我非常感动！ 衷心祝愿Steven新年快乐！幸福吉祥！

Mr Stephen Thng. Trainer & Assessor in bricklaying at Skills Australia Institute

Steven is an amazing agent with great character. He is professional, a good listener, extremely patient and trustworthy. It's his personal touch that sets him apart from others. He would put in extra effort to get to know me and my family personally so that he can offer us the products and coverages that specifically suit our needs and budget. He is very helpful and always available to answer any questions or make any changes regarding my policies. I would highly recommend him to anyone that wants a professional who takes his work seriously.

Carol Chua Foo, Adjunct Lecturer, Republic Polytechinc

Steven has been a true professional in handling my family's insurance and financial planning needs. In the last 2 years, we had 2 accidents with our children and desperately turned to Steven for assistance. During both occasions, he was there to assist us throughout the journey, accessible at all hours of the day and provided us professional guidance and advice. Most importantly, he showed genuine care and concern. I guess at the end of the day, such authentic and genuine display of human emotions are the key reasons why we have been his clients since 1990s.