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Steven Sit Poh Sang

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
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Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Steven Sit Poh Sang
 
 
 
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Testimonials and Referral Notes

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Ching Eng

This is a long overdue note to a fantastic individual. I know Mr Steven Sit for more than 20 years when we were both in same military NS unit. He was already in the early success then and he led an extravagant lifestyle at that time. Therefore it was not surprising that he barely made it in the annual fitness assessment and I remembered laughing at him sarcastically. Well, he has since transformed into a big enthusiast in wellness activities (ask him for the pic full of run event medals) and more importantly, with a transformed personality. Through the engagements at personal and financial planning levels, Steven is always a call or a text away. He is passionate in life and always shared the best and relevant products with those he connects. There is no selling, just sharing. In a complex situation, I remembered telling him I shall take it up with his management as I fully aware it was beyond him but he still represented me to escalate till a closure. Steven’s transformation is an inspiring and good learning model to me. I have benefitted a lot by applying his philosophy of “Law of Attraction” Have a chat with Steven! He is my friend, my life coach and by the way - he is my financial advisor! Thanks Steven!

Lai See Siong, Thermo Fisher Scientific, Director, Manufacturing & Process

Steven has been providing excellent insurance counseling and advice for my family and I for years. He is very knowledgeable in his profession. He is patient in explaining the details and answering questions pertaining to our insurance needs. On a personal note, Steven treats his clients as good friends too. He organizes regular healthy activities like cycling, running, and encourages his clients to join in so as to keep a healthy lifestyle and at the same time to network. In fact, many of his clients are now my friends too. I would highly recommend his services to anyone who is looking for a 5-star Insurance agent.

Yani

I didn’t have any insurance primarily, until I was introduced to Uncle Steven by my close friend. He is a superb agent, recommending a few starter policies that best fit my profile. He has been patient in advising me and accommodating to my budget as I was slowly extending my insurance package. Likewise, he is very prompt in sharing some of the latest promos or rebates which I especially enjoyed 😆 I am grateful that he is my first and trusted insurance agent, who is Always In Action!! Cheers to many more years of excellent service and client-planner relationship, Uncle Steven 😊

Michelle Ong, Business Owner

I’ve known Steven for over 10 years and he is truly one of the more genuine agents I have come to know. He will always put his clients interests before his own as he offers his professional advice base on what the client needs and never for his personal gains only. He cares for his clients and always makes a point to set appointment at the clients’ convenience. The special efforts he is willing to put in for his clients is something you certainly don’t get to see everyday. Steven is not just a good agent, he has also become a good friend. He is always encouraging his clients to have a healthy and balance lifestyle, choosing to bond over a glass of wine occasionally. I will definitely recommend Steven to anyone who’s looking for someone who goes beyond his call of duty and cares genuinely as a friend. 👍🏼👍🏼

Cynthia Goh

No policy too small. No effort too big. Someone who Goes the Extra Mile G.E.M. to ensure you are adequately protected. A committed agent who takes care of his client well being. Thanks for the effort! Much appreciated.

Chris, Business Owner

Ever since Steven took over my family's insurance affairs, our insurance coverage has not only gotten better, it has also gotten cheaper! Steven is one of those rare agents who genuinely strives to put his clients' welfare before any other considerations. Over the years he has displayed impressive patience with us, explaining all the details of various policies, and going the extra mile when needed. And with all that, Steven has become a friend I enjoy spending time with. I am looking forward to continuing to work with Steven for a very long time.