Harsh Verma Executive Director JPMorgan Chase & Co

I have known Steven for almost 2 decades and have seen him grow over this period. His success can be mainly attributed to his high level of professionalism, his impeccable customer service and his constant availability. He knows my family profile, has been recommending products that suit my needs based on family members, age, etc and does not coax me into unnecessary sales. Every product he has recommended to me has yielded me benefits over time. The one aspect that definitely needs to be called out is his availability. After all these years and his personal growth in the industry he is available within seconds of sending him a message. Whether we are traveling or he is, I have never had to wait for a turnaround from Steven. He always maintains a very friendly, yet professional interaction and goes out of his way to build a relationship with my family. No matter how trivial the question, he maintains a high level of patience to guide my family and me to the right outcome. In spite of all this he somehow manages to maintain a very healthy lifestyle. Not only does he do this for himself but he has a special gift to influence and has made my family more involved in running, trekking, etc towards staying fit and healthy. I would recommend Steven to anyone without an ounce of doubt. His attitude, professionalism and friendliness is unparalleled.

Stella Poh, Executive Secretary Hup Soon Global Corporation Pte Ltd

My first policy was bought from Steven, 20 years ago. I think the most important thing is having a responsible and reliable agent to be in the same trade and Company is not an easy thing. However, I am glad that he is still in the industry working and servicing my policies. Steven knows his work well and is willing to give valuable advice on what is needed. It is not just selling policy to his clients. Instead, he treated his clients as friends and this make the working relationship merrier.

Liew Boon Yeow, Senior Manager NXP Semiconductors (S) Pte Ltd

Steven is my senior in the Welfare Services Club where we served as student volunteers, my friend and my trusted Financial Services Consultant. I have known Steven for over 20 years. His professionalism and attention to details is why I have entrusted him with my family’s insurance coverages. Steven is always just a call away when you need him. With Steven, you will never need another FSC!

Tasnim, Healthcare Professional

When I wanted to apply for an insurance in 2020, I had zero knowledge and understanding about how insurance works then and what type of insurance will benefit me. After knowing Steven, he cleared all my doubts, helped me understand better about my protection & savings needs and recommended policies which help me while ensuring that the solutions suit both my needs and budget. Overall, Steven is a good agent who will is always prompt when I have any queries or need his help. Thank you for always being there!

李伟老师，圣安东尼女校

嗨 Steven！ 感谢您一年来在保险方面给予我的优质服务！⭐️⭐️⭐️⭐️⭐️您总是那么耐心、细心地向我解释保险的每一项条款，当我向您征询保险方面的建议时，您总能提供给我最中肯，最适合我的保险建议。不管有何种疑问，您都第一时间上门服务。 您对于我及我的家人来说，不仅是保险经纪，更是一个值得信赖的朋友，和您的相处永远都是那么愉快的。您热爱运动、积极向上的生活态度更鼓励了我们，让我们更加关注自己的健康，关爱自己的家人！ 保险是终身的，友谊也是一辈子的。感谢你的一路相伴！ 祝好！

Chris, Business Owner

Ever since Steven took over my family's insurance affairs, our insurance coverage has not only gotten better, it has also gotten cheaper! Steven is one of those rare agents who genuinely strives to put his clients' welfare before any other considerations. Over the years he has displayed impressive patience with us, explaining all the details of various policies, and going the extra mile when needed. And with all that, Steven has become a friend I enjoy spending time with. I am looking forward to continuing to work with Steven for a very long time.