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Steven Sit Poh Sang

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
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Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Steven Sit Poh Sang
 
 
 
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Testimonials and Referral Notes

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Nguyen Xuan Ngoc Hoa

I first got in touch with Steven many years ago, when I only just started working and was looking for basic, affordable insurance coverage. Despite being admittedly a very small client, Steven still treated me with care and respect, attending to my many questions. Many years later, when I had an emergency at work and had trouble getting hold of my existing corporate health insurer, it was Steven again that I turned to. Even when he wasn't our insurer, he answered my every question and called frequently to check in on the situation. He helped to scan our existing policies and advised me on the options that were available and how to proceed. Eventually we made the choice to switch our corporate health insurer to AIA, under Steven's care. Now that I am starting a family and looking to invest in life insurance and critical care coverage, I know once again that I can trust Steven to give me fair, reasonable advice on what to take up, based on my needs and abilities. I feel like I can select products and options that are most suited for my needs, with Steven's advice. Thanks Steven for the wisdom and companionship over the years, you have made such “scary” life matters a breeze!

Iris Thng, Manager DEFCON MARKETING AND ENGINEERING PTE LTD

I know Steven through my brother. I have never expected nor believed that I can find an insurance agent who is both helpful and able to provide me with sound advice to my insurance needs until I knew him. He is very patient and able to provide very clear information to us. He is always so helpful whenever my family and myself need any advice or clarification on our insurance matters even when those policies were not bought from him. Thank you Steven!

李伟老师,圣安东尼女校

嗨 Steven! 感谢您一年来在保险方面给予我的优质服务!⭐️⭐️⭐️⭐️⭐️您总是那么耐心、细心地向我解释保险的每一项条款,当我向您征询保险方面的建议时,您总能提供给我最中肯,最适合我的保险建议。不管有何种疑问,您都第一时间上门服务。 您对于我及我的家人来说,不仅是保险经纪,更是一个值得信赖的朋友,和您的相处永远都是那么愉快的。您热爱运动、积极向上的生活态度更鼓励了我们,让我们更加关注自己的健康,关爱自己的家人! 保险是终身的,友谊也是一辈子的。感谢你的一路相伴! 祝好!

Tasnim, Healthcare Professional

When I wanted to apply for an insurance in 2020, I had zero knowledge and understanding about how insurance works then and what type of insurance will benefit me. After knowing Steven, he cleared all my doubts, helped me understand better about my protection & savings needs and recommended policies which help me while ensuring that the solutions suit both my needs and budget. Overall, Steven is a good agent who will is always prompt when I have any queries or need his help. Thank you for always being there!

Hway Sang

I have come across many financial and insurance advisors who fade away after time. So much so that when you are in need, they can’t be found. Steven on the other hand is a person who is dependable. He is an energetic person with trustworthy character. He is always attentive and prompt. Never failed to answer phone calls or respond texts even when he is on holiday. Thank you Steven, for helping on my sister’s case. She would have a lot more to worry about if it is not for you. I highly recommend Steven to anyone looking for quality advice and impeccable customer service.

Siok Hock, your fellow Signaller/ Friend/ Buddy

I vividly remembered the moment sometime in May 1993, when I was first introduced to you in amongst all the trucks and other fellow servicemen and especially those in your command. When you spoke to them, I sensed your care for them without compromising your task. When your guys echoed their "Yes, Sir", I felt their confidence in your leadership. 29 years later and that's now, I am very happy that I have got a friend in you and you as my trusted advisor for insurance, investment, and retirement matters. I am glad that with your advise on all matters, I will be comfortable and even healthy to enjoy my years ahead and with you as my fellow Signaller/ Friend / Buddy. Thank you, Steven.