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Steven Sit Poh Sang

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
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Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Steven Sit Poh Sang
 
 
 
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Testimonials and Referral Notes

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Michelle Ho, Associate Director, Colliers International (singapore) Pte Ltd

Steven is very dedicated, efficient, prompt, knowledgeable and committed to his service. When I have doubts or need advice, he's always there. Thank you Steven, for making my insurance experience a stress-free one! I will highly recommend Steven to assist you with your insurance needs.

Anna Ku, The “Zoo Keeper”

I met Steven 18 years ago, introduced by a mutual friend. Since my first policy in 2002 he has been my only life insurance agent because there is no other agent I would want to go to. Steven's wealth of experience and knowledge, together with his sense of empathy and compassion to help others, makes it easy for him to custom-make a financial plan that is most suitable for me. I really appreciate him for that. I trust that he will be doing this for many years to come because he is constantly doing his best at what he does!

Frederic

Steven became my trusted agent recently, and after a long process on my side. I value independent, unbiased advice, and I had long sessions with him sharing on my needs, his understanding, the different products he could offer and so on, and I eventually decided to entrust him with part of my financial planning. Thank you Steven for offering good and neutral advice, that makes a difference. I know I am in good hands now.

Tasnim, Healthcare Professional

When I wanted to apply for an insurance in 2020, I had zero knowledge and understanding about how insurance works then and what type of insurance will benefit me. After knowing Steven, he cleared all my doubts, helped me understand better about my protection & savings needs and recommended policies which help me while ensuring that the solutions suit both my needs and budget. Overall, Steven is a good agent who will is always prompt when I have any queries or need his help. Thank you for always being there!

William Ang, Executive Director Human Resources

I have known Steven for many years and through different phases of life he's been a trusted friend and professional who listens, advises and provides top notch consultion over my personal financial planning via an array of AIA products. Thank you Steven for being there whenever I call and I look forward to your support for many years more to come.

Nicole Lee, Scotiabank, Accountant

Thank you for the service and help you’ve rendered all these years. One of the more detail-oriented and responsive insurance professionals I’ve come across. Professional, prompt in response and unfailingly diligent. Steven has been a trusted and reliable source of knowledge, quick to help customers like myself navigate the complex and fairly technical aspects of the insurance claims process. This has freed up my time and lessened my worries when it comes to the tedious administrative burden – truly appreciated!