| It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream? | | Retirement Date Risk And Sequence Of Returns Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk! | | Key to retirement planning: Don't panic It can be hard to live within your means after retiring, so make your extra funds work harder. | | Children and Retirement | | Proudly Brought to You I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends | | Steven Sit Poh Sang | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Steven Sit Poh Sang, All rights reserved. | | | | Nguyen Xuan Ngoc Hoa I first got in touch with Steven many years ago, when I only just started working and was looking for basic, affordable insurance coverage. Despite being admittedly a very small client, Steven still treated me with care and respect, attending to my many questions.
Many years later, when I had an emergency at work and had trouble getting hold of my existing corporate health insurer, it was Steven again that I turned to. Even when he wasn't our insurer, he answered my every question and called frequently to check in on the situation. He helped to scan our existing policies and advised me on the options that were available and how to proceed. Eventually we made the choice to switch our corporate health insurer to AIA, under Steven's care.
Now that I am starting a family and looking to invest in life insurance and critical care coverage, I know once again that I can trust Steven to give me fair, reasonable advice on what to take up, based on my needs and abilities. I feel like I can select products and options that are most suited for my needs, with Steven's advice.
Thanks Steven for the wisdom and companionship over the years, you have made such “scary” life matters a breeze! | | | | Lai See Siong, Thermo Fisher Scientific, Director, Manufacturing & Process Steven has been providing excellent insurance counseling and advice for my family and I for years. He is very knowledgeable in his profession. He is patient in explaining the details and answering questions pertaining to our insurance needs.
On a personal note, Steven treats his clients as good friends too. He organizes regular healthy activities like cycling, running, and encourages his clients to join in so as to keep a healthy lifestyle and at the same time to network. In fact, many of his clients are now my friends too.
I would highly recommend his services to anyone who is looking for a 5-star Insurance agent. | | | | Yani I didn’t have any insurance primarily, until I was introduced to Uncle Steven by my close friend.
He is a superb agent, recommending a few starter policies that best fit my profile. He has been patient in advising me and accommodating to my budget as I was slowly extending my insurance package. Likewise, he is very prompt in sharing some of the latest promos or rebates which I especially enjoyed 😆
I am grateful that he is my first and trusted insurance agent, who is Always In Action!!
Cheers to many more years of excellent service and client-planner relationship, Uncle Steven 😊 | | | | Anna Neo Steven has been the most trusting, reliable and competent agent one can have.
Our friendship of over 20 years started from my very first life policy. Since then, Steven has been a trusted family friend within my circle of extended family and friends.
I know I can depend on Steven whenever I needed help and advice. He is always ready to listen and attend to my queries. Recently our family underwent a challenging time when my mother suffered from a stroke. Steven has been very patient in supporting and explaining every step to us, from hospitalisation, transferring to community hospital to post hospitalisation care.
Our family and I really appreciate Steven's friendship, care and concern, and the professionalism he displays during his work. We are indeed blessed to have met and know Steven. | | | | Vicky Chua Steven was introduced to me by my good friend. Other than polices bought when I was a child, Steven handles all my policies.
I trust in his professionalism, and in his advice with regards to policies that I may need or may be interested during different phases in my life. He does not sell policies for the sake of selling, but truly wishes that his clients are adequately protected so that they can enjoy life without medical or retirement worries.
Over the years, he has become more than just an insurance agent. He is someone I can call upon in times of need.
Thanks for being there for me and Kenzo 🐶.
| | | | SAL Steven has been my "Secret Agent", trustworthy consultant and sincere friend for decades. He is the most reliable financial advisor I know.
He is prompt and professional in delivering his service. I can just reach out to him on my insurance matters anytime and be assured of receiving sound advice. He cares about his clients!
So blessed to having him to take care of my insurance matters! | | | | |