| We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for. | | Planning Ahead Is the Key to Living With More Spontaneity Scheduling spontaneity doesn't lessen the joy of spontaneity; it enables it. You still have the freedom to do whatever strikes you in the moment - even more so because you know that's exactly what you intended to do. | | 10 Reasons To Start Christmas Planning Early With a bit of forethought, there's no reason it needs to be quite as nerve-wracking or frustrating as often the days leading up to the holidays are. So, in case you're not entirely convinced of the benefits that early preparedness brings, let's take a look at the 10 reasons to start Christmas planning early. | | What are the chances?  We can't predict the future, but we can plan for it. But why does this even matter? Meet some ordinary people thinking about these things. | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Steven Sit Poh Sang | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Steven Sit Poh Sang, All rights reserved. | |  | | Michelle Ong, Business Owner I’ve known Steven for over 10 years and he is truly one of the more genuine agents I have come to know.
He will always put his clients interests before his own as he offers his professional advice base on what the client needs and never for his personal gains only.
He cares for his clients and always makes a point to set appointment at the clients’ convenience. The special efforts he is willing to put in for his clients is something you certainly don’t get to see everyday.
Steven is not just a good agent, he has also become a good friend. He is always encouraging his clients to have a healthy and balance lifestyle, choosing to bond over a glass of wine occasionally.
I will definitely recommend Steven to anyone who’s looking for someone who goes beyond his call of duty and cares genuinely as a friend. 👍🏼👍🏼 | |  | | Roy Wang, Creative Director at Factory Thank you to Steven for the ice cream treat🍦 Finally got the chance to do a BNI121 with our chapter President!
We all know how reliable and dedicated Steven is in his work as an insurance specialist. But what really stayed with me from our conversation was his sharing on the four types of health that guide how he lives his life.
• Physical health
• Financial health
• Mental health
• Social health
Hearing how he views these four pillars holistically was thoughtful and memorable. It is rare and refreshing to meet someone who does not just sell protection, but truly lives by the values behind it. Appreciate such a precious and honest sharing.
If you are looking for insurance solutions that helps make life easier, safer, and more secure, Steven is someone you can trust. From protecting your health and finances to giving you a peace of mind for the unexpected, he has you covered.
Please please reach out to him. You will be in very good hands! | |  | | Anna Ku, The “Zoo Keeper” I met Steven 18 years ago, introduced by a mutual friend.
Since my first policy in 2002 he has been my only life insurance agent because there is no other agent I would want to go to.
Steven's wealth of experience and knowledge, together with his sense of empathy and compassion to help others, makes it easy for him to custom-make a financial plan that is most suitable for me. I really appreciate him for that.
I trust that he will be doing this for many years to come because he is constantly doing his best at what he does! | |  | | William Ang, Executive Director Human Resources I have known Steven for many years and through different phases of life he's been a trusted friend and professional who listens, advises and provides top notch consultion over my personal financial planning via an array of AIA products.
Thank you Steven for being there whenever I call and I look forward to your support for many years more to come. | |  | | Herta Monica Montesino Cucos (MBA LLM), Corporate Development Manager, AMITY Singapore Steven has always been amazing!
I am so happy and grateful that I was recommended to him as my advisor for my medical insurance needs.
He has helped me to understand and ensured I had the best plan with the right coverage that’s suits my needs and budget.
When I fell sick and was hospitalized, he answered my queries promptly & also made sure everything is covered by my plan! I can't tell how secure and cared I felt, as I was alone in a foreign country with none of my family members around then.
I can’t imagine switching to another advisor. Steven is probably the best insurance advisor I could ever find as he has gone above and beyond in his customer service!
In a few words, Steven is phenomenal!
Responsive, attentive to my needs, and professional! Couldn’t have asked for anyone better. Love the service and I highly recommend him.
| |  | | Yani I didn’t have any insurance primarily, until I was introduced to Uncle Steven by my close friend.
He is a superb agent, recommending a few starter policies that best fit my profile. He has been patient in advising me and accommodating to my budget as I was slowly extending my insurance package. Likewise, he is very prompt in sharing some of the latest promos or rebates which I especially enjoyed 😆
I am grateful that he is my first and trusted insurance agent, who is Always In Action!!
Cheers to many more years of excellent service and client-planner relationship, Uncle Steven 😊 | | | | |
