| We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for. | | Planning Ahead Is the Key to Living With More Spontaneity Scheduling spontaneity doesn't lessen the joy of spontaneity; it enables it. You still have the freedom to do whatever strikes you in the moment - even more so because you know that's exactly what you intended to do. | | 10 Reasons To Start Christmas Planning Early With a bit of forethought, there's no reason it needs to be quite as nerve-wracking or frustrating as often the days leading up to the holidays are. So, in case you're not entirely convinced of the benefits that early preparedness brings, let's take a look at the 10 reasons to start Christmas planning early. | | What are the chances?  We can't predict the future, but we can plan for it. But why does this even matter? Meet some ordinary people thinking about these things. | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Steven Sit Poh Sang | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Steven Sit Poh Sang, All rights reserved. | |  | | Nguyen Xuan Ngoc Hoa I first got in touch with Steven many years ago, when I only just started working and was looking for basic, affordable insurance coverage. Despite being admittedly a very small client, Steven still treated me with care and respect, attending to my many questions.
Many years later, when I had an emergency at work and had trouble getting hold of my existing corporate health insurer, it was Steven again that I turned to. Even when he wasn't our insurer, he answered my every question and called frequently to check in on the situation. He helped to scan our existing policies and advised me on the options that were available and how to proceed. Eventually we made the choice to switch our corporate health insurer to AIA, under Steven's care.
Now that I am starting a family and looking to invest in life insurance and critical care coverage, I know once again that I can trust Steven to give me fair, reasonable advice on what to take up, based on my needs and abilities. I feel like I can select products and options that are most suited for my needs, with Steven's advice.
Thanks Steven for the wisdom and companionship over the years, you have made such “scary” life matters a breeze! | |  | | William Ang, Executive Director Human Resources I have known Steven for many years and through different phases of life he's been a trusted friend and professional who listens, advises and provides top notch consultion over my personal financial planning via an array of AIA products.
Thank you Steven for being there whenever I call and I look forward to your support for many years more to come. | |  | | Tasnim, Healthcare Professional When I wanted to apply for an insurance in 2020, I had zero knowledge and understanding about how insurance works then and what type of insurance will benefit me.
After knowing Steven, he cleared all my doubts, helped me understand better about my protection & savings needs and recommended policies which help me while ensuring that the solutions suit both my needs and budget.
Overall, Steven is a good agent who will is always prompt when I have any queries or need his help.
Thank you for always being there! | |  | | SAL Steven has been my "Secret Agent", trustworthy consultant and sincere friend for decades. He is the most reliable financial advisor I know.
He is prompt and professional in delivering his service. I can just reach out to him on my insurance matters anytime and be assured of receiving sound advice. He cares about his clients!
So blessed to having him to take care of my insurance matters! | |  | | Educator, Ministry Of Education Steven is a very responsible agent with integrity. Client-centered, he seeks to understand the client needs before recommending a product.
He will tirelessly explain clearly and allows clients to clarify, as well as give them critical information. | |  | | Harsh Verma Executive Director JPMorgan Chase & Co I have known Steven for almost 2 decades and have seen him grow over this period. His success can be mainly attributed to his high level of professionalism, his impeccable customer service and his constant availability. He knows my family profile, has been recommending products that suit my needs based on family members, age, etc and does not coax me into unnecessary sales.
Every product he has recommended to me has yielded me benefits over time. The one aspect that definitely needs to be called out is his availability. After all these years and his personal growth in the industry he is available within seconds of sending him a message. Whether we are traveling or he is, I have never had to wait for a turnaround from Steven. He always maintains a very friendly, yet professional interaction and goes out of his way to build a relationship with my family. No matter how trivial the question, he maintains a high level of patience to guide my family and me to the right outcome.
In spite of all this he somehow manages to maintain a very healthy lifestyle. Not only does he do this for himself but he has a special gift to influence and has made my family more involved in running, trekking, etc towards staying fit and healthy.
I would recommend Steven to anyone without an ounce of doubt. His attitude, professionalism and friendliness is unparalleled. | | | | |
