| We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for. | | Planning Ahead Is the Key to Living With More Spontaneity Scheduling spontaneity doesn't lessen the joy of spontaneity; it enables it. You still have the freedom to do whatever strikes you in the moment - even more so because you know that's exactly what you intended to do. | | 10 Reasons To Start Christmas Planning Early With a bit of forethought, there's no reason it needs to be quite as nerve-wracking or frustrating as often the days leading up to the holidays are. So, in case you're not entirely convinced of the benefits that early preparedness brings, let's take a look at the 10 reasons to start Christmas planning early. | | What are the chances?  We can't predict the future, but we can plan for it. But why does this even matter? Meet some ordinary people thinking about these things. | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Steven Sit Poh Sang | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Steven Sit Poh Sang, All rights reserved. | |  | | Chris, Business Owner Ever since Steven took over my family's insurance affairs, our insurance coverage has not only gotten better, it has also gotten cheaper!
Steven is one of those rare agents who genuinely strives to put his clients' welfare before any other considerations. Over the years he has displayed impressive patience with us, explaining all the details of various policies, and going the extra mile when needed. And with all that, Steven has become a friend I enjoy spending time with. I am looking forward to continuing to work with Steven for a very long time. | |  | | Edmund Chua Deputy Director DSTA My family have known Steven for many years. He is a trusted friend who has walked along with us , seen our children grow along the years.
As a professional, he listens, advises and provides consultation calibrated to our family needs. He is diligent and always prompt in processing our claims.
Thank you Steven for being there whenever we call and I look forward to your support for many years more to come. | |  | | Jane Law Steven is very professional, patient and helpful.
He is tireless. Always willing to explain and answer questions pertaining to my queries and claims.
Steven treats his clients like good friends, always go that extra mile when help is needed most.
Really appreciate your friendship.
Thumbs up to Steven! | |  | | Lye Seng Kai, Executive Director, Totex International Limited Steven has been my family insurance and financial adviser for more than a decade and the level of service, knowledge and professionalism we received from him is unparalleled.
He is attentive to details and very patient to take the extra miles to explain the different options and make excellent recommendations to my family so we can have an all rounded coverage.
His service is customized and very personal especially to one that is unfamiliar with the insurance procedure. I’m convinced through the years that he is not out to make quick and easy money but always has our interest in his mind.
Unlike some others who try to push their policies to you, he lets you decide at your own pace.
Thank you very much for the great service, Steven.
| |  | | Patrick Sze, Regional Sales Director, Apj, Elsevier Steven is the person you want to trust your important insurance and financial related matters in because he ensures he understand your needs and requirement and provide a solution tailored to your needs.
As an insured person with AIA , as well as my parents, what you want is someone to provide AAA Service and always there for you at a press of a button. Steven is this capable protector of yours. | |  | | Yannie Yong On a chance encounter, Steven was an agent recommended by a good friend of mine. She spoke about his professionalism and good service rendered.
Through his assistance, he walked through my recent bereavement claims. He was compassionate, kind and most helpful.
His passion and dedication towards his clients is evident in his work. Detailed yet relatable when he explains the financial jargons behind the various insurance instruments.
He has shown genuine concern and care. Much appreciated ！ | | | | |
