| We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for. | | Planning Ahead Is the Key to Living With More Spontaneity Scheduling spontaneity doesn't lessen the joy of spontaneity; it enables it. You still have the freedom to do whatever strikes you in the moment - even more so because you know that's exactly what you intended to do. | | 10 Reasons To Start Christmas Planning Early With a bit of forethought, there's no reason it needs to be quite as nerve-wracking or frustrating as often the days leading up to the holidays are. So, in case you're not entirely convinced of the benefits that early preparedness brings, let's take a look at the 10 reasons to start Christmas planning early. | | What are the chances?  We can't predict the future, but we can plan for it. But why does this even matter? Meet some ordinary people thinking about these things. | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Steven Sit Poh Sang | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Steven Sit Poh Sang, All rights reserved. | |  | | Jane Law Steven is very professional, patient and helpful.
He is tireless. Always willing to explain and answer questions pertaining to my queries and claims.
Steven treats his clients like good friends, always go that extra mile when help is needed most.
Really appreciate your friendship.
Thumbs up to Steven! | |  | | Lai See Siong, Thermo Fisher Scientific, Director, Manufacturing & Process Steven has been providing excellent insurance counseling and advice for my family and I for years. He is very knowledgeable in his profession. He is patient in explaining the details and answering questions pertaining to our insurance needs.
On a personal note, Steven treats his clients as good friends too. He organizes regular healthy activities like cycling, running, and encourages his clients to join in so as to keep a healthy lifestyle and at the same time to network. In fact, many of his clients are now my friends too.
I would highly recommend his services to anyone who is looking for a 5-star Insurance agent. | |  | | Tasnim, Healthcare Professional When I wanted to apply for an insurance in 2020, I had zero knowledge and understanding about how insurance works then and what type of insurance will benefit me.
After knowing Steven, he cleared all my doubts, helped me understand better about my protection & savings needs and recommended policies which help me while ensuring that the solutions suit both my needs and budget.
Overall, Steven is a good agent who will is always prompt when I have any queries or need his help.
Thank you for always being there! | |  | | Michelle Ho, Associate Director, Colliers International (singapore) Pte Ltd Steven is very dedicated, efficient, prompt, knowledgeable and committed to his service.
When I have doubts or need advice, he's always there. Thank you Steven, for making my insurance experience a stress-free one!
I will highly recommend Steven to assist you with your insurance needs. | |  | | Language Coach & Property Consultant What struck me when I met Steven was that he was Friendly, sincere and warm. He would clarify any doubts I had and was Assuring.
Over the years when claims had to to be made, he was also Meticulous in ensuring that I was well taken care of and would follow up closely on the process. In short, he's Excellent in his work and his passion to give the best to his clients is evident.
So, if you have not spoken to this Friendly , Assuring , Meticulous and Excellent family agent of ours , you should. | |  | | Iris Thng, Manager DEFCON MARKETING AND ENGINEERING PTE LTD I know Steven through my brother.
I have never expected nor believed that I can find an insurance agent who is both helpful and able to provide me with sound advice to my insurance needs until I knew him.
He is very patient and able to provide very clear information to us.
He is always so helpful whenever my family and myself need any advice or clarification on our insurance matters even when those policies were not bought from him.
Thank you Steven!
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