As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well. | 4 Things Mothers in Singapore Should Do to Plan for Their Finances A 2015 survey showed that 75% of Singaporean mothers surveyed had not even thought about retirement, let alone started planning for it. If you’re spending all your energy running after the kids or making sure they pay attention during tuition, here four things you should not forget to do for your finances. | Mums, pay attention to finances Financial experts advise that it makes sense for mothers (and just about anyone) to pay attention to their financial affairs. According to the US-based National Centre for Women and Retirement Research, nine out of 10 women will eventually have to manage their finances on their own at some point, due to circumstances ranging from leaving the workforce to care for a family member, to becoming divorced or finding themselves widowed. | Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance | Proudly Brought to You I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | Steven Sit Poh Sang | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Steven Sit Poh Sang, All rights reserved. | | | SAL Steven has been my "Secret Agent", trustworthy consultant and sincere friend for decades. He is the most reliable financial advisor I know.
He is prompt and professional in delivering his service. I can just reach out to him on my insurance matters anytime and be assured of receiving sound advice. He cares about his clients!
So blessed to having him to take care of my insurance matters! | | | Alan Teoh Steven was introduced to me by my close NS friend, Paul.
We met through the mutual interest of cycling and trying to keep fit and healthy.
It was through a mutual cycling trip to Japan in April this year that we got to know each other better and where our friendship blossomed.
You can suss out a character of a person when you have to eat and share a room together 😊
Through this memorable trip and many more cycling excursions, he has shown to be dependable, trustworthy, witty and knowledgeable.
I have come to regard him first as a friend, then my insurance agent.
Steven does not sell policies for the sake of earning a commission, but he gets to know his clients first and then recommend policies that are suited for them during that particular stage of their life.
There was no pressure at any time and I felt that the whole policy transaction process was smooth and done very professionally.
I have no hesitation to recommend his services to anyone looking for a professional financial adviser to meet their needs.
| | | Nicole Lee, Scotiabank, Accountant Thank you for the service and help you’ve rendered all these years.
One of the more detail-oriented and responsive insurance professionals I’ve come across.
Professional, prompt in response and unfailingly diligent. Steven has been a trusted and reliable source of knowledge, quick to help customers like myself navigate the complex and fairly technical aspects of the insurance claims process. This has freed up my time and lessened my worries when it comes to the tedious administrative burden – truly appreciated! | | | Herta Monica Montesino Cucos (MBA LLM), Corporate Development Manager, AMITY Singapore Steven has always been amazing!
I am so happy and grateful that I was recommended to him as my advisor for my medical insurance needs.
He has helped me to understand and ensured I had the best plan with the right coverage that’s suits my needs and budget.
When I fell sick and was hospitalized, he answered my queries promptly & also made sure everything is covered by my plan! I can't tell how secure and cared I felt, as I was alone in a foreign country with none of my family members around then.
I can’t imagine switching to another advisor. Steven is probably the best insurance advisor I could ever find as he has gone above and beyond in his customer service!
In a few words, Steven is phenomenal!
Responsive, attentive to my needs, and professional! Couldn’t have asked for anyone better. Love the service and I highly recommend him.
| | | Legal & Claims Manager AAL Shipping Steven was recommended to me by a work colleague, when I moved to Singapore about 2 years ago.
Admittedly, before meeting Steven, I had trouble finding an insurance consultant that was able to provide me with, what I believed to be, good unbiased advice.
His friendly approach and knowledge of the insurance terms convinced me to work with Steven straight away. Steven is very professional and always on hand to assist with any of my enquiries. His attention to detail is a great asset and he will go beyond the call of duty to help his clients.
Most importantly, having Steven take care of my insurance needs gave me peace of mind which is something I cherish dearly. You know you are in good hands with Steven!
Robert Voelzer
| | | Frederic Steven became my trusted agent recently, and after a long process on my side.
I value independent, unbiased advice, and I had long sessions with him sharing on my needs, his understanding, the different products he could offer and so on, and I eventually decided to entrust him with part of my financial planning.
Thank you Steven for offering good and neutral advice, that makes a difference. I know I am in good hands now. | | | | |