| As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well. | | 4 Things Mothers in Singapore Should Do to Plan for Their Finances A 2015 survey showed that 75% of Singaporean mothers surveyed had not even thought about retirement, let alone started planning for it. If you’re spending all your energy running after the kids or making sure they pay attention during tuition, here four things you should not forget to do for your finances. | | Mums, pay attention to finances Financial experts advise that it makes sense for mothers (and just about anyone) to pay attention to their financial affairs. According to the US-based National Centre for Women and Retirement Research, nine out of 10 women will eventually have to manage their finances on their own at some point, due to circumstances ranging from leaving the workforce to care for a family member, to becoming divorced or finding themselves widowed. | | Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance  | | Proudly Brought to You I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Steven Sit Poh Sang | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Steven Sit Poh Sang, All rights reserved. | |  | | Mr Stephen Thng. Trainer & Assessor in bricklaying at Skills Australia Institute Steven is an amazing agent with great character. He is professional, a good listener, extremely patient and trustworthy.
It's his personal touch that sets him apart from others. He would put in extra effort to get to know me and my family personally so that he can offer us the products and coverages that specifically suit our needs and budget.
He is very helpful and always available to answer any questions or make any changes regarding my policies.
I would highly recommend him to anyone that wants a professional who takes his work seriously. | |  | | Iris Ang, Group CFO Steven is a very professional and patient insurance consultant who takes pride in providing his best effort advices to his clients. | |  | | Educator, Ministry Of Education Steven is a very responsible agent with integrity. Client-centered, he seeks to understand the client needs before recommending a product.
He will tirelessly explain clearly and allows clients to clarify, as well as give them critical information. | |  | | Michelle Ho, Associate Director, Colliers International (singapore) Pte Ltd Steven is very dedicated, efficient, prompt, knowledgeable and committed to his service.
When I have doubts or need advice, he's always there. Thank you Steven, for making my insurance experience a stress-free one!
I will highly recommend Steven to assist you with your insurance needs. | |  | | Anna Neo Steven has been the most trusting, reliable and competent agent one can have.
Our friendship of over 20 years started from my very first life policy. Since then, Steven has been a trusted family friend within my circle of extended family and friends.
I know I can depend on Steven whenever I needed help and advice. He is always ready to listen and attend to my queries. Recently our family underwent a challenging time when my mother suffered from a stroke. Steven has been very patient in supporting and explaining every step to us, from hospitalisation, transferring to community hospital to post hospitalisation care.
Our family and I really appreciate Steven's friendship, care and concern, and the professionalism he displays during his work. We are indeed blessed to have met and know Steven. | |  | | Harsh Verma Executive Director JPMorgan Chase & Co I have known Steven for almost 2 decades and have seen him grow over this period. His success can be mainly attributed to his high level of professionalism, his impeccable customer service and his constant availability. He knows my family profile, has been recommending products that suit my needs based on family members, age, etc and does not coax me into unnecessary sales.
Every product he has recommended to me has yielded me benefits over time. The one aspect that definitely needs to be called out is his availability. After all these years and his personal growth in the industry he is available within seconds of sending him a message. Whether we are traveling or he is, I have never had to wait for a turnaround from Steven. He always maintains a very friendly, yet professional interaction and goes out of his way to build a relationship with my family. No matter how trivial the question, he maintains a high level of patience to guide my family and me to the right outcome.
In spite of all this he somehow manages to maintain a very healthy lifestyle. Not only does he do this for himself but he has a special gift to influence and has made my family more involved in running, trekking, etc towards staying fit and healthy.
I would recommend Steven to anyone without an ounce of doubt. His attitude, professionalism and friendliness is unparalleled. | | | | |
