| As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well. | | 4 Things Mothers in Singapore Should Do to Plan for Their Finances A 2015 survey showed that 75% of Singaporean mothers surveyed had not even thought about retirement, let alone started planning for it. If you’re spending all your energy running after the kids or making sure they pay attention during tuition, here four things you should not forget to do for your finances. | | Mums, pay attention to finances Financial experts advise that it makes sense for mothers (and just about anyone) to pay attention to their financial affairs. According to the US-based National Centre for Women and Retirement Research, nine out of 10 women will eventually have to manage their finances on their own at some point, due to circumstances ranging from leaving the workforce to care for a family member, to becoming divorced or finding themselves widowed. | | Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance | | Proudly Brought to You I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Steven Sit Poh Sang | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Steven Sit Poh Sang, All rights reserved. | | | | Cynthia Goh No policy too small. No effort too big. Someone who Goes the Extra Mile G.E.M. to ensure you are adequately protected. A committed agent who takes care of his client well being. Thanks for the effort! Much appreciated. | | | | Herta Monica Montesino Cucos (MBA LLM), Corporate Development Manager, AMITY Singapore Steven has always been amazing!
I am so happy and grateful that I was recommended to him as my advisor for my medical insurance needs.
He has helped me to understand and ensured I had the best plan with the right coverage that’s suits my needs and budget.
When I fell sick and was hospitalized, he answered my queries promptly & also made sure everything is covered by my plan! I can't tell how secure and cared I felt, as I was alone in a foreign country with none of my family members around then.
I can’t imagine switching to another advisor. Steven is probably the best insurance advisor I could ever find as he has gone above and beyond in his customer service!
In a few words, Steven is phenomenal!
Responsive, attentive to my needs, and professional! Couldn’t have asked for anyone better. Love the service and I highly recommend him.
| | | | Tomas A Norton Steven has been serving our family very well for over two decades with savings, life, health and accident policies. Over this time, his attention and care has been first class.
Thankfully we invested early via Steven and the entire family is now sitting on valuable policies with high cash values. They represent a solid foundation for retirement and an excellent head start in saving and coverage for our two children.
I expect our relationship with Steven to continue. We are most pleased. | | | | Siok Hock, your fellow Signaller/ Friend/ Buddy I vividly remembered the moment sometime in May 1993, when I was first introduced to you in amongst all the trucks and other fellow servicemen and especially those in your command.
When you spoke to them, I sensed your care for them without compromising your task. When your guys echoed their "Yes, Sir", I felt their confidence in your leadership.
29 years later and that's now, I am very happy that I have got a friend in you and you as my trusted advisor for insurance, investment, and retirement matters. I am glad that with your advise on all matters, I will be comfortable and even healthy to enjoy my years ahead and with you as my fellow Signaller/ Friend / Buddy.
Thank you, Steven. | | | | Mr Stephen Thng. Trainer & Assessor in bricklaying at Skills Australia Institute Steven is an amazing agent with great character. He is professional, a good listener, extremely patient and trustworthy.
It's his personal touch that sets him apart from others. He would put in extra effort to get to know me and my family personally so that he can offer us the products and coverages that specifically suit our needs and budget.
He is very helpful and always available to answer any questions or make any changes regarding my policies.
I would highly recommend him to anyone that wants a professional who takes his work seriously. | | | | Nguyen Xuan Ngoc Hoa I first got in touch with Steven many years ago, when I only just started working and was looking for basic, affordable insurance coverage. Despite being admittedly a very small client, Steven still treated me with care and respect, attending to my many questions.
Many years later, when I had an emergency at work and had trouble getting hold of my existing corporate health insurer, it was Steven again that I turned to. Even when he wasn't our insurer, he answered my every question and called frequently to check in on the situation. He helped to scan our existing policies and advised me on the options that were available and how to proceed. Eventually we made the choice to switch our corporate health insurer to AIA, under Steven's care.
Now that I am starting a family and looking to invest in life insurance and critical care coverage, I know once again that I can trust Steven to give me fair, reasonable advice on what to take up, based on my needs and abilities. I feel like I can select products and options that are most suited for my needs, with Steven's advice.
Thanks Steven for the wisdom and companionship over the years, you have made such “scary” life matters a breeze! | | | | |