Lye Seng Kai, Executive Director, Totex International Limited

Steven has been my family insurance and financial adviser for more than a decade and the level of service, knowledge and professionalism we received from him is unparalleled. He is attentive to details and very patient to take the extra miles to explain the different options and make excellent recommendations to my family so we can have an all rounded coverage. His service is customized and very personal especially to one that is unfamiliar with the insurance procedure. I’m convinced through the years that he is not out to make quick and easy money but always has our interest in his mind. Unlike some others who try to push their policies to you, he lets you decide at your own pace. Thank you very much for the great service, Steven.

Edmund Chua Deputy Director DSTA

My family have known Steven for many years. He is a trusted friend who has walked along with us , seen our children grow along the years. As a professional, he listens, advises and provides consultation calibrated to our family needs. He is diligent and always prompt in processing our claims. Thank you Steven for being there whenever we call and I look forward to your support for many years more to come.

Yani

I didn’t have any insurance primarily, until I was introduced to Uncle Steven by my close friend. He is a superb agent, recommending a few starter policies that best fit my profile. He has been patient in advising me and accommodating to my budget as I was slowly extending my insurance package. Likewise, he is very prompt in sharing some of the latest promos or rebates which I especially enjoyed 😆 I am grateful that he is my first and trusted insurance agent, who is Always In Action!! Cheers to many more years of excellent service and client-planner relationship, Uncle Steven 😊

Anna Neo

Steven has been the most trusting, reliable and competent agent one can have. Our friendship of over 20 years started from my very first life policy. Since then, Steven has been a trusted family friend within my circle of extended family and friends. I know I can depend on Steven whenever I needed help and advice. He is always ready to listen and attend to my queries. Recently our family underwent a challenging time when my mother suffered from a stroke. Steven has been very patient in supporting and explaining every step to us, from hospitalisation, transferring to community hospital to post hospitalisation care. Our family and I really appreciate Steven's friendship, care and concern, and the professionalism he displays during his work. We are indeed blessed to have met and know Steven.

Nguyen Xuan Ngoc Hoa

I first got in touch with Steven many years ago, when I only just started working and was looking for basic, affordable insurance coverage. Despite being admittedly a very small client, Steven still treated me with care and respect, attending to my many questions. Many years later, when I had an emergency at work and had trouble getting hold of my existing corporate health insurer, it was Steven again that I turned to. Even when he wasn't our insurer, he answered my every question and called frequently to check in on the situation. He helped to scan our existing policies and advised me on the options that were available and how to proceed. Eventually we made the choice to switch our corporate health insurer to AIA, under Steven's care. Now that I am starting a family and looking to invest in life insurance and critical care coverage, I know once again that I can trust Steven to give me fair, reasonable advice on what to take up, based on my needs and abilities. I feel like I can select products and options that are most suited for my needs, with Steven's advice. Thanks Steven for the wisdom and companionship over the years, you have made such “scary” life matters a breeze!

Vicky Chua

Steven was introduced to me by my good friend. Other than polices bought when I was a child, Steven handles all my policies. I trust in his professionalism, and in his advice with regards to policies that I may need or may be interested during different phases in my life. He does not sell policies for the sake of selling, but truly wishes that his clients are adequately protected so that they can enjoy life without medical or retirement worries. Over the years, he has become more than just an insurance agent. He is someone I can call upon in times of need. Thanks for being there for me and Kenzo 🐶.