Harsh Verma Executive Director JPMorgan Chase & Co

I have known Steven for almost 2 decades and have seen him grow over this period. His success can be mainly attributed to his high level of professionalism, his impeccable customer service and his constant availability. He knows my family profile, has been recommending products that suit my needs based on family members, age, etc and does not coax me into unnecessary sales. Every product he has recommended to me has yielded me benefits over time. The one aspect that definitely needs to be called out is his availability. After all these years and his personal growth in the industry he is available within seconds of sending him a message. Whether we are traveling or he is, I have never had to wait for a turnaround from Steven. He always maintains a very friendly, yet professional interaction and goes out of his way to build a relationship with my family. No matter how trivial the question, he maintains a high level of patience to guide my family and me to the right outcome. In spite of all this he somehow manages to maintain a very healthy lifestyle. Not only does he do this for himself but he has a special gift to influence and has made my family more involved in running, trekking, etc towards staying fit and healthy. I would recommend Steven to anyone without an ounce of doubt. His attitude, professionalism and friendliness is unparalleled.

Erica

Steven is the most trustworthy, professional, passionate, and friendly agent I have ever had the privilege of meeting. He’s detail-oriented, responsive and always go the extra mile to take care of his customers’ interest and needs. I truly appreciate his wonderful service and would highly recommend Steven to anyone without hesitation!

Carol Chua Foo, Adjunct Lecturer, Republic Polytechinc

Steven has been a true professional in handling my family's insurance and financial planning needs. In the last 2 years, we had 2 accidents with our children and desperately turned to Steven for assistance. During both occasions, he was there to assist us throughout the journey, accessible at all hours of the day and provided us professional guidance and advice. Most importantly, he showed genuine care and concern. I guess at the end of the day, such authentic and genuine display of human emotions are the key reasons why we have been his clients since 1990s.

Nguyen Xuan Ngoc Hoa

I first got in touch with Steven many years ago, when I only just started working and was looking for basic, affordable insurance coverage. Despite being admittedly a very small client, Steven still treated me with care and respect, attending to my many questions. Many years later, when I had an emergency at work and had trouble getting hold of my existing corporate health insurer, it was Steven again that I turned to. Even when he wasn't our insurer, he answered my every question and called frequently to check in on the situation. He helped to scan our existing policies and advised me on the options that were available and how to proceed. Eventually we made the choice to switch our corporate health insurer to AIA, under Steven's care. Now that I am starting a family and looking to invest in life insurance and critical care coverage, I know once again that I can trust Steven to give me fair, reasonable advice on what to take up, based on my needs and abilities. I feel like I can select products and options that are most suited for my needs, with Steven's advice. Thanks Steven for the wisdom and companionship over the years, you have made such “scary” life matters a breeze!

Pak-Tjun Chin

I got to know Steven through a mutual friend back in Nov-2019. Being a foreigner new to Singapore, Steven warmly welcomed me into his weekly hiking sessions at Bt Timah Forest Reserve. Since then, we have been religiously 'conquering' Bt Timah hill. More recently, we even extended our hike to start from MacRitchie Reservoir. Steven's motto is 'What is impossible today, will become warm-up tomorrow', and he truly believes in this! Separately, I have also grown to trust Steven with my insurance needs. Being new and alone in Singapore, I knew that having appropriate insurance coverage is paramount. Steven was very detailed and thorough in his briefing sessions and provided me coverage options that suited my needs. No pushy sales or pressure. I would strongly recommend Steven to anyone looking for an experienced, authentic and straight-taking insurance advisor.

Lai See Siong, Thermo Fisher Scientific, Director, Manufacturing & Process

Steven has been providing excellent insurance counseling and advice for my family and I for years. He is very knowledgeable in his profession. He is patient in explaining the details and answering questions pertaining to our insurance needs. On a personal note, Steven treats his clients as good friends too. He organizes regular healthy activities like cycling, running, and encourages his clients to join in so as to keep a healthy lifestyle and at the same time to network. In fact, many of his clients are now my friends too. I would highly recommend his services to anyone who is looking for a 5-star Insurance agent.