Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful. | New HDB policy: Standard, Plus and Prime – how does it affect you? Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct. | Understand the costs of buying a home This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs. | DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | Steven Sit Poh Sang | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Steven Sit Poh Sang, All rights reserved. | | | Stella Poh, Executive Secretary Hup Soon Global Corporation Pte Ltd My first policy was bought from Steven, 20 years ago. I think the most important thing is having a responsible and reliable agent to be in the same trade and Company is not an easy thing. However, I am glad that he is still in the industry working and servicing my policies. Steven knows his work well and is willing to give valuable advice on what is needed.
It is not just selling policy to his clients. Instead, he treated his clients as friends and this make the working relationship merrier. | | | Jane Law Steven is very professional, patient and helpful.
He is tireless. Always willing to explain and answer questions pertaining to my queries and claims.
Steven treats his clients like good friends, always go that extra mile when help is needed most.
Really appreciate your friendship.
Thumbs up to Steven! | | | Language Coach & Property Consultant What struck me when I met Steven was that he was Friendly, sincere and warm. He would clarify any doubts I had and was Assuring.
Over the years when claims had to to be made, he was also Meticulous in ensuring that I was well taken care of and would follow up closely on the process. In short, he's Excellent in his work and his passion to give the best to his clients is evident.
So, if you have not spoken to this Friendly , Assuring , Meticulous and Excellent family agent of ours , you should. | | | Pak-Tjun Chin I got to know Steven through a mutual friend back in Nov-2019. Being a foreigner new to Singapore, Steven warmly welcomed me into his weekly hiking sessions at Bt Timah Forest Reserve. Since then, we have been religiously 'conquering' Bt Timah hill. More recently, we even extended our hike to start from MacRitchie Reservoir. Steven's motto is 'What is impossible today, will become warm-up tomorrow', and he truly believes in this!
Separately, I have also grown to trust Steven with my insurance needs. Being new and alone in Singapore, I knew that having appropriate insurance coverage is paramount. Steven was very detailed and thorough in his briefing sessions and provided me coverage options that suited my needs. No pushy sales or pressure. I would strongly recommend Steven to anyone looking for an experienced, authentic and straight-taking insurance advisor. | | | Lye Seng Kai, Executive Director, Totex International Limited Steven has been my family insurance and financial adviser for more than a decade and the level of service, knowledge and professionalism we received from him is unparalleled.
He is attentive to details and very patient to take the extra miles to explain the different options and make excellent recommendations to my family so we can have an all rounded coverage.
His service is customized and very personal especially to one that is unfamiliar with the insurance procedure. I’m convinced through the years that he is not out to make quick and easy money but always has our interest in his mind.
Unlike some others who try to push their policies to you, he lets you decide at your own pace.
Thank you very much for the great service, Steven.
| | | Tasnim, Healthcare Professional When I wanted to apply for an insurance in 2020, I had zero knowledge and understanding about how insurance works then and what type of insurance will benefit me.
After knowing Steven, he cleared all my doubts, helped me understand better about my protection & savings needs and recommended policies which help me while ensuring that the solutions suit both my needs and budget.
Overall, Steven is a good agent who will is always prompt when I have any queries or need his help.
Thank you for always being there! | | | | |