Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful. | New HDB policy: Standard, Plus and Prime – how does it affect you? Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct. | Understand the costs of buying a home This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs. | DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | Steven Sit Poh Sang | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Steven Sit Poh Sang, All rights reserved. | | | Alan Teoh Steven was introduced to me by my close NS friend, Paul.
We met through the mutual interest of cycling and trying to keep fit and healthy.
It was through a mutual cycling trip to Japan in April this year that we got to know each other better and where our friendship blossomed.
You can suss out a character of a person when you have to eat and share a room together 😊
Through this memorable trip and many more cycling excursions, he has shown to be dependable, trustworthy, witty and knowledgeable.
I have come to regard him first as a friend, then my insurance agent.
Steven does not sell policies for the sake of earning a commission, but he gets to know his clients first and then recommend policies that are suited for them during that particular stage of their life.
There was no pressure at any time and I felt that the whole policy transaction process was smooth and done very professionally.
I have no hesitation to recommend his services to anyone looking for a professional financial adviser to meet their needs.
| | | Michelle Ho, Associate Director, Colliers International (singapore) Pte Ltd Steven is very dedicated, efficient, prompt, knowledgeable and committed to his service.
When I have doubts or need advice, he's always there. Thank you Steven, for making my insurance experience a stress-free one!
I will highly recommend Steven to assist you with your insurance needs. | | | Tomas A Norton Steven has been serving our family very well for over two decades with savings, life, health and accident policies. Over this time, his attention and care has been first class.
Thankfully we invested early via Steven and the entire family is now sitting on valuable policies with high cash values. They represent a solid foundation for retirement and an excellent head start in saving and coverage for our two children.
I expect our relationship with Steven to continue. We are most pleased. | | | CEO Clove Bridal Studio Fiona 刘祖彤 认识保生有大概一年的时间。经过一番查询之后,我决定让保生负责我的员工福利,团体保险项目。
保生总是有办法秒回我的信息,而且在处理我的保险申请时也非常专业。
保生在售后服务这块也很尽责,有关保单的利益用法,设置保单的电子账号和理赔的事项,都讲解得很清楚。他即使人在外地,也可以在最短的时间内,安排同事和上司,和我所有员工会面,讲解团体牙科保单的用法。
非常开心能找到薛保生来担任我的保险顾问。 | | | Language Coach & Property Consultant What struck me when I met Steven was that he was Friendly, sincere and warm. He would clarify any doubts I had and was Assuring.
Over the years when claims had to to be made, he was also Meticulous in ensuring that I was well taken care of and would follow up closely on the process. In short, he's Excellent in his work and his passion to give the best to his clients is evident.
So, if you have not spoken to this Friendly , Assuring , Meticulous and Excellent family agent of ours , you should. | | | Siok Hock, your fellow Signaller/ Friend/ Buddy I vividly remembered the moment sometime in May 1993, when I was first introduced to you in amongst all the trucks and other fellow servicemen and especially those in your command.
When you spoke to them, I sensed your care for them without compromising your task. When your guys echoed their "Yes, Sir", I felt their confidence in your leadership.
29 years later and that's now, I am very happy that I have got a friend in you and you as my trusted advisor for insurance, investment, and retirement matters. I am glad that with your advise on all matters, I will be comfortable and even healthy to enjoy my years ahead and with you as my fellow Signaller/ Friend / Buddy.
Thank you, Steven. | | | | |