| Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful. | | New HDB policy: Standard, Plus and Prime – how does it affect you? Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct. | | Understand the costs of buying a home This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs. | | DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Steven Sit Poh Sang | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Steven Sit Poh Sang, All rights reserved. | |  | | Chris, Business Owner Ever since Steven took over my family's insurance affairs, our insurance coverage has not only gotten better, it has also gotten cheaper!
Steven is one of those rare agents who genuinely strives to put his clients' welfare before any other considerations. Over the years he has displayed impressive patience with us, explaining all the details of various policies, and going the extra mile when needed. And with all that, Steven has become a friend I enjoy spending time with. I am looking forward to continuing to work with Steven for a very long time. | |  | | Lai See Siong, Thermo Fisher Scientific, Director, Manufacturing & Process Steven has been providing excellent insurance counseling and advice for my family and I for years. He is very knowledgeable in his profession. He is patient in explaining the details and answering questions pertaining to our insurance needs.
On a personal note, Steven treats his clients as good friends too. He organizes regular healthy activities like cycling, running, and encourages his clients to join in so as to keep a healthy lifestyle and at the same time to network. In fact, many of his clients are now my friends too.
I would highly recommend his services to anyone who is looking for a 5-star Insurance agent. | |  | | Patrick Sze, Regional Sales Director, Apj, Elsevier Steven is the person you want to trust your important insurance and financial related matters in because he ensures he understand your needs and requirement and provide a solution tailored to your needs.
As an insured person with AIA , as well as my parents, what you want is someone to provide AAA Service and always there for you at a press of a button. Steven is this capable protector of yours. | |  | | Liew Boon Yeow, Senior Manager NXP Semiconductors (S) Pte Ltd Steven is my senior in the Welfare Services Club where we served as student volunteers, my friend and my trusted Financial Services Consultant.
I have known Steven for over 20 years. His professionalism and attention to details is why I have entrusted him with my family’s insurance coverages.
Steven is always just a call away when you need him. With Steven, you will never need another FSC! | |  | | Iris Ang, Group CFO Steven is a very professional and patient insurance consultant who takes pride in providing his best effort advices to his clients. | |  | | Michelle Ho, Associate Director, Colliers International (singapore) Pte Ltd Steven is very dedicated, efficient, prompt, knowledgeable and committed to his service.
When I have doubts or need advice, he's always there. Thank you Steven, for making my insurance experience a stress-free one!
I will highly recommend Steven to assist you with your insurance needs. | | | | |
