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Steven Sit Poh Sang

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

 
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Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

 
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DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Steven Sit Poh Sang
 
 
 
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Testimonials and Referral Notes

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Yani

I didn’t have any insurance primarily, until I was introduced to Uncle Steven by my close friend. He is a superb agent, recommending a few starter policies that best fit my profile. He has been patient in advising me and accommodating to my budget as I was slowly extending my insurance package. Likewise, he is very prompt in sharing some of the latest promos or rebates which I especially enjoyed 😆 I am grateful that he is my first and trusted insurance agent, who is Always In Action!! Cheers to many more years of excellent service and client-planner relationship, Uncle Steven 😊

Harsh Verma Executive Director JPMorgan Chase & Co

I have known Steven for almost 2 decades and have seen him grow over this period. His success can be mainly attributed to his high level of professionalism, his impeccable customer service and his constant availability. He knows my family profile, has been recommending products that suit my needs based on family members, age, etc and does not coax me into unnecessary sales. Every product he has recommended to me has yielded me benefits over time. The one aspect that definitely needs to be called out is his availability. After all these years and his personal growth in the industry he is available within seconds of sending him a message. Whether we are traveling or he is, I have never had to wait for a turnaround from Steven. He always maintains a very friendly, yet professional interaction and goes out of his way to build a relationship with my family. No matter how trivial the question, he maintains a high level of patience to guide my family and me to the right outcome. In spite of all this he somehow manages to maintain a very healthy lifestyle. Not only does he do this for himself but he has a special gift to influence and has made my family more involved in running, trekking, etc towards staying fit and healthy. I would recommend Steven to anyone without an ounce of doubt. His attitude, professionalism and friendliness is unparalleled.

Jane Law

Steven is very professional, patient and helpful. He is tireless. Always willing to explain and answer questions pertaining to my queries and claims. Steven treats his clients like good friends, always go that extra mile when help is needed most. Really appreciate your friendship. Thumbs up to Steven!

Herta Monica Montesino Cucos (MBA LLM), Corporate Development Manager, AMITY Singapore

Steven has always been amazing! I am so happy and grateful that I was recommended to him as my advisor for my medical insurance needs. He has helped me to understand and ensured I had the best plan with the right coverage that’s suits my needs and budget. When I fell sick and was hospitalized, he answered my queries promptly & also made sure everything is covered by my plan! I can't tell how secure and cared I felt, as I was alone in a foreign country with none of my family members around then. I can’t imagine switching to another advisor. Steven is probably the best insurance advisor I could ever find as he has gone above and beyond in his customer service! In a few words, Steven is phenomenal! Responsive, attentive to my needs, and professional! Couldn’t have asked for anyone better. Love the service and I highly recommend him.

Siok Hock, your fellow Signaller/ Friend/ Buddy

I vividly remembered the moment sometime in May 1993, when I was first introduced to you in amongst all the trucks and other fellow servicemen and especially those in your command. When you spoke to them, I sensed your care for them without compromising your task. When your guys echoed their "Yes, Sir", I felt their confidence in your leadership. 29 years later and that's now, I am very happy that I have got a friend in you and you as my trusted advisor for insurance, investment, and retirement matters. I am glad that with your advise on all matters, I will be comfortable and even healthy to enjoy my years ahead and with you as my fellow Signaller/ Friend / Buddy. Thank you, Steven.

Loh Soi Min

I bought a simple Travel Insurance from Steven as I was going on a Everest Base Camp trek. I was totally impressed by the level of commitment and service provided. I had to be evacuated on the way down after a fall. As we had to contact AIG for approval for the medical evacuation, I messaged Steven and his response to my questions were quite immediate, giving me the necessary numbers and items claimable each time a message is sent. This no doubt helped me to get the necessary approvals quickly and I was evacuated within 24 hours. For a small value policy, Steven has shown that he has his clients' interests at heart and can be trusted fully. He is definitely someone whom I would consider as my financial adviser.