Lye Seng Kai, Executive Director, Totex International Limited

Steven has been my family insurance and financial adviser for more than a decade and the level of service, knowledge and professionalism we received from him is unparalleled. He is attentive to details and very patient to take the extra miles to explain the different options and make excellent recommendations to my family so we can have an all rounded coverage. His service is customized and very personal especially to one that is unfamiliar with the insurance procedure. I’m convinced through the years that he is not out to make quick and easy money but always has our interest in his mind. Unlike some others who try to push their policies to you, he lets you decide at your own pace. Thank you very much for the great service, Steven.

Alan Teoh

Steven was introduced to me by my close NS friend, Paul. We met through the mutual interest of cycling and trying to keep fit and healthy. It was through a mutual cycling trip to Japan in April this year that we got to know each other better and where our friendship blossomed. You can suss out a character of a person when you have to eat and share a room together 😊 Through this memorable trip and many more cycling excursions, he has shown to be dependable, trustworthy, witty and knowledgeable. I have come to regard him first as a friend, then my insurance agent. Steven does not sell policies for the sake of earning a commission, but he gets to know his clients first and then recommend policies that are suited for them during that particular stage of their life. There was no pressure at any time and I felt that the whole policy transaction process was smooth and done very professionally. I have no hesitation to recommend his services to anyone looking for a professional financial adviser to meet their needs.

Siok Hock, your fellow Signaller/ Friend/ Buddy

I vividly remembered the moment sometime in May 1993, when I was first introduced to you in amongst all the trucks and other fellow servicemen and especially those in your command. When you spoke to them, I sensed your care for them without compromising your task. When your guys echoed their "Yes, Sir", I felt their confidence in your leadership. 29 years later and that's now, I am very happy that I have got a friend in you and you as my trusted advisor for insurance, investment, and retirement matters. I am glad that with your advise on all matters, I will be comfortable and even healthy to enjoy my years ahead and with you as my fellow Signaller/ Friend / Buddy. Thank you, Steven.

Roy Wang, Creative Director at Factory

Thank you to Steven for the ice cream treat🍦 Finally got the chance to do a BNI121 with our chapter President! We all know how reliable and dedicated Steven is in his work as an insurance specialist. But what really stayed with me from our conversation was his sharing on the four types of health that guide how he lives his life. • Physical health • Financial health • Mental health • Social health Hearing how he views these four pillars holistically was thoughtful and memorable. It is rare and refreshing to meet someone who does not just sell protection, but truly lives by the values behind it. Appreciate such a precious and honest sharing. If you are looking for insurance solutions that helps make life easier, safer, and more secure, Steven is someone you can trust. From protecting your health and finances to giving you a peace of mind for the unexpected, he has you covered. Please please reach out to him. You will be in very good hands!

Mr Stephen Thng. Trainer & Assessor in bricklaying at Skills Australia Institute

Steven is an amazing agent with great character. He is professional, a good listener, extremely patient and trustworthy. It's his personal touch that sets him apart from others. He would put in extra effort to get to know me and my family personally so that he can offer us the products and coverages that specifically suit our needs and budget. He is very helpful and always available to answer any questions or make any changes regarding my policies. I would highly recommend him to anyone that wants a professional who takes his work seriously.

Michelle Ong, Business Owner

I’ve known Steven for over 10 years and he is truly one of the more genuine agents I have come to know. He will always put his clients interests before his own as he offers his professional advice base on what the client needs and never for his personal gains only. He cares for his clients and always makes a point to set appointment at the clients’ convenience. The special efforts he is willing to put in for his clients is something you certainly don’t get to see everyday. Steven is not just a good agent, he has also become a good friend. He is always encouraging his clients to have a healthy and balance lifestyle, choosing to bond over a glass of wine occasionally. I will definitely recommend Steven to anyone who’s looking for someone who goes beyond his call of duty and cares genuinely as a friend. 👍🏼👍🏼