| As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time. | | 7 tips to get healthy habits to stick without getting stressed Change for the better is a process. Like training for a marathon or learning a new language, improving your wellbeing has to be approached realistically and progressively to work. So sure, you won’t get results overnight, but over time small gains add up. The trick is sticking with it long enough that the new habits you want to incorporate into your day-to-day become automatic.. | | 9 Good Money Habits You Can Form While you may have ambitious money goals, the key to reaching them is building a collection of smaller everyday habits. By taking baby steps that become second nature over time, you’ll hopefully be able to improve your financial situation. Here are some small habits you can develop today that may help your money grow. | | How to Be Happy – 7 Habits of Happy People | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Steven Sit Poh Sang | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Steven Sit Poh Sang, All rights reserved. | | | | Jasmine Song, Director Victorious Arts Pte Ltd 很高兴能够认识Steven。能够让他为我的人生做一个好好规划也是我的荣幸! 当我孩子发生交通事故,遇到关于保险问题时,他都能够在第一时间出来为我解决一切关于保险问题,专业负责的态度让我非常感动!
衷心祝愿Steven新年快乐!幸福吉祥! | | | | Tomas A Norton Steven has been serving our family very well for over two decades with savings, life, health and accident policies. Over this time, his attention and care has been first class.
Thankfully we invested early via Steven and the entire family is now sitting on valuable policies with high cash values. They represent a solid foundation for retirement and an excellent head start in saving and coverage for our two children.
I expect our relationship with Steven to continue. We are most pleased. | | | | Legal & Claims Manager AAL Shipping Steven was recommended to me by a work colleague, when I moved to Singapore about 2 years ago.
Admittedly, before meeting Steven, I had trouble finding an insurance consultant that was able to provide me with, what I believed to be, good unbiased advice.
His friendly approach and knowledge of the insurance terms convinced me to work with Steven straight away. Steven is very professional and always on hand to assist with any of my enquiries. His attention to detail is a great asset and he will go beyond the call of duty to help his clients.
Most importantly, having Steven take care of my insurance needs gave me peace of mind which is something I cherish dearly. You know you are in good hands with Steven!
Robert Voelzer
| | | | Harsh Verma Executive Director JPMorgan Chase & Co I have known Steven for almost 2 decades and have seen him grow over this period. His success can be mainly attributed to his high level of professionalism, his impeccable customer service and his constant availability. He knows my family profile, has been recommending products that suit my needs based on family members, age, etc and does not coax me into unnecessary sales.
Every product he has recommended to me has yielded me benefits over time. The one aspect that definitely needs to be called out is his availability. After all these years and his personal growth in the industry he is available within seconds of sending him a message. Whether we are traveling or he is, I have never had to wait for a turnaround from Steven. He always maintains a very friendly, yet professional interaction and goes out of his way to build a relationship with my family. No matter how trivial the question, he maintains a high level of patience to guide my family and me to the right outcome.
In spite of all this he somehow manages to maintain a very healthy lifestyle. Not only does he do this for himself but he has a special gift to influence and has made my family more involved in running, trekking, etc towards staying fit and healthy.
I would recommend Steven to anyone without an ounce of doubt. His attitude, professionalism and friendliness is unparalleled. | | | | Anna Neo Steven has been the most trusting, reliable and competent agent one can have.
Our friendship of over 20 years started from my very first life policy. Since then, Steven has been a trusted family friend within my circle of extended family and friends.
I know I can depend on Steven whenever I needed help and advice. He is always ready to listen and attend to my queries. Recently our family underwent a challenging time when my mother suffered from a stroke. Steven has been very patient in supporting and explaining every step to us, from hospitalisation, transferring to community hospital to post hospitalisation care.
Our family and I really appreciate Steven's friendship, care and concern, and the professionalism he displays during his work. We are indeed blessed to have met and know Steven. | | | | Siok Hock, your fellow Signaller/ Friend/ Buddy I vividly remembered the moment sometime in May 1993, when I was first introduced to you in amongst all the trucks and other fellow servicemen and especially those in your command.
When you spoke to them, I sensed your care for them without compromising your task. When your guys echoed their "Yes, Sir", I felt their confidence in your leadership.
29 years later and that's now, I am very happy that I have got a friend in you and you as my trusted advisor for insurance, investment, and retirement matters. I am glad that with your advise on all matters, I will be comfortable and even healthy to enjoy my years ahead and with you as my fellow Signaller/ Friend / Buddy.
Thank you, Steven. | | | | |