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Steven Sit Poh Sang

In Touch

A Monthly Curated Newsletter

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

The Richest Man in Babylon by George S. Clason

Save at least 10 percent of everything you earn and do not confuse your necessary expenses with your desires. Work hard to improve your skills and ensure a future income because wealth is the result of a reliable income stream. You cannot arrive at the fullest measure of success until you crush the spirit of procrastination within you.

 
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6 Ways You Can (Legally) Reduce Your Income Tax For YA 2021

Do them before the end of the year.

 
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Freedom from the money culture | Lynne Twist | TEDxBerkeley

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Steven Sit Poh Sang
 
 
 
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Testimonials and Referral Notes

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Pak-Tjun Chin

I got to know Steven through a mutual friend back in Nov-2019. Being a foreigner new to Singapore, Steven warmly welcomed me into his weekly hiking sessions at Bt Timah Forest Reserve. Since then, we have been religiously 'conquering' Bt Timah hill. More recently, we even extended our hike to start from MacRitchie Reservoir. Steven's motto is 'What is impossible today, will become warm-up tomorrow', and he truly believes in this! Separately, I have also grown to trust Steven with my insurance needs. Being new and alone in Singapore, I knew that having appropriate insurance coverage is paramount. Steven was very detailed and thorough in his briefing sessions and provided me coverage options that suited my needs. No pushy sales or pressure. I would strongly recommend Steven to anyone looking for an experienced, authentic and straight-taking insurance advisor.

Language Coach & Property Consultant

What struck me when I met Steven was that he was Friendly, sincere and warm. He would clarify any doubts I had and was Assuring. Over the years when claims had to to be made, he was also Meticulous in ensuring that I was well taken care of and would follow up closely on the process. In short, he's Excellent in his work and his passion to give the best to his clients is evident. So, if you have not spoken to this Friendly , Assuring , Meticulous and Excellent family agent of ours , you should.

Loh Soi Min

I bought a simple Travel Insurance from Steven as I was going on a Everest Base Camp trek. I was totally impressed by the level of commitment and service provided. I had to be evacuated on the way down after a fall. As we had to contact AIG for approval for the medical evacuation, I messaged Steven and his response to my questions were quite immediate, giving me the necessary numbers and items claimable each time a message is sent. This no doubt helped me to get the necessary approvals quickly and I was evacuated within 24 hours. For a small value policy, Steven has shown that he has his clients' interests at heart and can be trusted fully. He is definitely someone whom I would consider as my financial adviser.

Lye Seng Kai, Executive Director, Totex International Limited

Steven has been my family insurance and financial adviser for more than a decade and the level of service, knowledge and professionalism we received from him is unparalleled. He is attentive to details and very patient to take the extra miles to explain the different options and make excellent recommendations to my family so we can have an all rounded coverage. His service is customized and very personal especially to one that is unfamiliar with the insurance procedure. I’m convinced through the years that he is not out to make quick and easy money but always has our interest in his mind. Unlike some others who try to push their policies to you, he lets you decide at your own pace. Thank you very much for the great service, Steven.

Ching Eng

This is a long overdue note to a fantastic individual. I know Mr Steven Sit for more than 20 years when we were both in same military NS unit. He was already in the early success then and he led an extravagant lifestyle at that time. Therefore it was not surprising that he barely made it in the annual fitness assessment and I remembered laughing at him sarcastically. Well, he has since transformed into a big enthusiast in wellness activities (ask him for the pic full of run event medals) and more importantly, with a transformed personality. Through the engagements at personal and financial planning levels, Steven is always a call or a text away. He is passionate in life and always shared the best and relevant products with those he connects. There is no selling, just sharing. In a complex situation, I remembered telling him I shall take it up with his management as I fully aware it was beyond him but he still represented me to escalate till a closure. Steven’s transformation is an inspiring and good learning model to me. I have benefitted a lot by applying his philosophy of “Law of Attraction” Have a chat with Steven! He is my friend, my life coach and by the way - he is my financial advisor! Thanks Steven!

Frederic

Steven became my trusted agent recently, and after a long process on my side. I value independent, unbiased advice, and I had long sessions with him sharing on my needs, his understanding, the different products he could offer and so on, and I eventually decided to entrust him with part of my financial planning. Thank you Steven for offering good and neutral advice, that makes a difference. I know I am in good hands now.