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Steven Sit Poh Sang

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Steven Sit Poh Sang
 
 
 
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Testimonials and Referral Notes

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June Ang, Director AON

I met Steven when I was an underwriter in AIG more than 10 years ago. During that period, he was not my appointed Life agent yet but I was impressed with his proactiveness and diligence. Subsequently, Steven was appointed as my personal agent. Steven continues to be an impressive financial advisor. He also extends his assistance as a personal friend. He is a trustworthy agent and friend, a person whom I would definitely give a "thumbs up."

Iris Ang, Group CFO

Steven is a very professional and patient insurance consultant who takes pride in providing his best effort advices to his clients.

Yani

I didn’t have any insurance primarily, until I was introduced to Uncle Steven by my close friend. He is a superb agent, recommending a few starter policies that best fit my profile. He has been patient in advising me and accommodating to my budget as I was slowly extending my insurance package. Likewise, he is very prompt in sharing some of the latest promos or rebates which I especially enjoyed 😆 I am grateful that he is my first and trusted insurance agent, who is Always In Action!! Cheers to many more years of excellent service and client-planner relationship, Uncle Steven 😊

CEO Clove Bridal Studio Fiona 刘祖彤

认识保生有大概一年的时间。经过一番查询之后,我决定让保生负责我的员工福利,团体保险项目。 保生总是有办法秒回我的信息,而且在处理我的保险申请时也非常专业。 保生在售后服务这块也很尽责,有关保单的利益用法,设置保单的电子账号和理赔的事项,都讲解得很清楚。他即使人在外地,也可以在最短的时间内,安排同事和上司,和我所有员工会面,讲解团体牙科保单的用法。 非常开心能找到薛保生来担任我的保险顾问。

Patrick Sze, Regional Sales Director, Apj, Elsevier

Steven is the person you want to trust your important insurance and financial related matters in because he ensures he understand your needs and requirement and provide a solution tailored to your needs. As an insured person with AIA , as well as my parents, what you want is someone to provide AAA Service and always there for you at a press of a button. Steven is this capable protector of yours.

Loh Soi Min

I bought a simple Travel Insurance from Steven as I was going on a Everest Base Camp trek. I was totally impressed by the level of commitment and service provided. I had to be evacuated on the way down after a fall. As we had to contact AIG for approval for the medical evacuation, I messaged Steven and his response to my questions were quite immediate, giving me the necessary numbers and items claimable each time a message is sent. This no doubt helped me to get the necessary approvals quickly and I was evacuated within 24 hours. For a small value policy, Steven has shown that he has his clients' interests at heart and can be trusted fully. He is definitely someone whom I would consider as my financial adviser.