View this email in your browser

Steven Sit Poh Sang

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
read more
 

Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
read more
 

How to Stay Optimistic During Hard Times

 
view video
 
 
Proudly Brought to You
 
I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Steven Sit Poh Sang
 
 
 
WhatsApp Me
-
unsubscribe
You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

© Steven Sit Poh Sang, All rights reserved.

Testimonials and Referral Notes

View the full list

Frederic

Steven became my trusted agent recently, and after a long process on my side. I value independent, unbiased advice, and I had long sessions with him sharing on my needs, his understanding, the different products he could offer and so on, and I eventually decided to entrust him with part of my financial planning. Thank you Steven for offering good and neutral advice, that makes a difference. I know I am in good hands now.

Yanti @NTU

I have known Steven for over 20years and I am glad that he is still in this profession. Steven has always been on the toes whenever I need his assistance and advice on my policies. His patience in helping me to understand on each of my family policies (keeping up-to-date on the coverage) is really amazing! I can always count on him whenever I have problems or trying to recap on the coverage of each of my policies. He answered to my queries promptly and his advice for the emergencies we faced in Europe recently was just beyond my expectations! Steven is the best insurance advisor that I ever had and I couldn’t have asked for anyone better. I definitely and highly recommend him to someone that really need help on the right coverage that suits their need and budget! Steven, my brother, you are truly the best la!

Siok Hock, your fellow Signaller/ Friend/ Buddy

I vividly remembered the moment sometime in May 1993, when I was first introduced to you in amongst all the trucks and other fellow servicemen and especially those in your command. When you spoke to them, I sensed your care for them without compromising your task. When your guys echoed their "Yes, Sir", I felt their confidence in your leadership. 29 years later and that's now, I am very happy that I have got a friend in you and you as my trusted advisor for insurance, investment, and retirement matters. I am glad that with your advise on all matters, I will be comfortable and even healthy to enjoy my years ahead and with you as my fellow Signaller/ Friend / Buddy. Thank you, Steven.

Patrick Sze, Regional Sales Director, Apj, Elsevier

Steven is the person you want to trust your important insurance and financial related matters in because he ensures he understand your needs and requirement and provide a solution tailored to your needs. As an insured person with AIA , as well as my parents, what you want is someone to provide AAA Service and always there for you at a press of a button. Steven is this capable protector of yours.

Cynthia Goh

No policy too small. No effort too big. Someone who Goes the Extra Mile G.E.M. to ensure you are adequately protected. A committed agent who takes care of his client well being. Thanks for the effort! Much appreciated.

Alan Teoh

Steven was introduced to me by my close NS friend, Paul. We met through the mutual interest of cycling and trying to keep fit and healthy. It was through a mutual cycling trip to Japan in April this year that we got to know each other better and where our friendship blossomed. You can suss out a character of a person when you have to eat and share a room together 😊 Through this memorable trip and many more cycling excursions, he has shown to be dependable, trustworthy, witty and knowledgeable. I have come to regard him first as a friend, then my insurance agent. Steven does not sell policies for the sake of earning a commission, but he gets to know his clients first and then recommend policies that are suited for them during that particular stage of their life. There was no pressure at any time and I felt that the whole policy transaction process was smooth and done very professionally. I have no hesitation to recommend his services to anyone looking for a professional financial adviser to meet their needs.