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Steven Sit Poh Sang

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Steven Sit Poh Sang
 
 
 
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Testimonials and Referral Notes

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Stella Poh, Executive Secretary Hup Soon Global Corporation Pte Ltd

My first policy was bought from Steven, 20 years ago. I think the most important thing is having a responsible and reliable agent to be in the same trade and Company is not an easy thing. However, I am glad that he is still in the industry working and servicing my policies. Steven knows his work well and is willing to give valuable advice on what is needed. It is not just selling policy to his clients. Instead, he treated his clients as friends and this make the working relationship merrier.

Lai See Siong, Thermo Fisher Scientific, Director, Manufacturing & Process

Steven has been providing excellent insurance counseling and advice for my family and I for years. He is very knowledgeable in his profession. He is patient in explaining the details and answering questions pertaining to our insurance needs. On a personal note, Steven treats his clients as good friends too. He organizes regular healthy activities like cycling, running, and encourages his clients to join in so as to keep a healthy lifestyle and at the same time to network. In fact, many of his clients are now my friends too. I would highly recommend his services to anyone who is looking for a 5-star Insurance agent.

June Ang, Director AON

I met Steven when I was an underwriter in AIG more than 10 years ago. During that period, he was not my appointed Life agent yet but I was impressed with his proactiveness and diligence. Subsequently, Steven was appointed as my personal agent. Steven continues to be an impressive financial advisor. He also extends his assistance as a personal friend. He is a trustworthy agent and friend, a person whom I would definitely give a "thumbs up."

Anna Ku, The “Zoo Keeper”

I met Steven 18 years ago, introduced by a mutual friend. Since my first policy in 2002 he has been my only life insurance agent because there is no other agent I would want to go to. Steven's wealth of experience and knowledge, together with his sense of empathy and compassion to help others, makes it easy for him to custom-make a financial plan that is most suitable for me. I really appreciate him for that. I trust that he will be doing this for many years to come because he is constantly doing his best at what he does!

Michelle Ho, Associate Director, Colliers International (singapore) Pte Ltd

Steven is very dedicated, efficient, prompt, knowledgeable and committed to his service. When I have doubts or need advice, he's always there. Thank you Steven, for making my insurance experience a stress-free one! I will highly recommend Steven to assist you with your insurance needs.

Christine, Business Owner

Steven has been our family insurance agent for the past few years. Not only he's very professional and knowledgable with our portfolios, he is also helpful and did an extra mile to assist and advice when we needed help for our other families member's policies. We have a peace of mind to have Steven as our agent as we know he is always there when we needed him. Thank you Steven !