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Steven Sit Poh Sang

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Steven Sit Poh Sang
 
 
 
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Testimonials and Referral Notes

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Liew Boon Yeow, Senior Manager NXP Semiconductors (S) Pte Ltd

Steven is my senior in the Welfare Services Club where we served as student volunteers, my friend and my trusted Financial Services Consultant. I have known Steven for over 20 years. His professionalism and attention to details is why I have entrusted him with my family’s insurance coverages. Steven is always just a call away when you need him. With Steven, you will never need another FSC!

William Ang, Executive Director Human Resources

I have known Steven for many years and through different phases of life he's been a trusted friend and professional who listens, advises and provides top notch consultion over my personal financial planning via an array of AIA products. Thank you Steven for being there whenever I call and I look forward to your support for many years more to come.

Chris, Business Owner

Ever since Steven took over my family's insurance affairs, our insurance coverage has not only gotten better, it has also gotten cheaper! Steven is one of those rare agents who genuinely strives to put his clients' welfare before any other considerations. Over the years he has displayed impressive patience with us, explaining all the details of various policies, and going the extra mile when needed. And with all that, Steven has become a friend I enjoy spending time with. I am looking forward to continuing to work with Steven for a very long time.

李伟老师,圣安东尼女校

嗨 Steven! 感谢您一年来在保险方面给予我的优质服务!⭐️⭐️⭐️⭐️⭐️您总是那么耐心、细心地向我解释保险的每一项条款,当我向您征询保险方面的建议时,您总能提供给我最中肯,最适合我的保险建议。不管有何种疑问,您都第一时间上门服务。 您对于我及我的家人来说,不仅是保险经纪,更是一个值得信赖的朋友,和您的相处永远都是那么愉快的。您热爱运动、积极向上的生活态度更鼓励了我们,让我们更加关注自己的健康,关爱自己的家人! 保险是终身的,友谊也是一辈子的。感谢你的一路相伴! 祝好!

Ching Eng

This is a long overdue note to a fantastic individual. I know Mr Steven Sit for more than 20 years when we were both in same military NS unit. He was already in the early success then and he led an extravagant lifestyle at that time. Therefore it was not surprising that he barely made it in the annual fitness assessment and I remembered laughing at him sarcastically. Well, he has since transformed into a big enthusiast in wellness activities (ask him for the pic full of run event medals) and more importantly, with a transformed personality. Through the engagements at personal and financial planning levels, Steven is always a call or a text away. He is passionate in life and always shared the best and relevant products with those he connects. There is no selling, just sharing. In a complex situation, I remembered telling him I shall take it up with his management as I fully aware it was beyond him but he still represented me to escalate till a closure. Steven’s transformation is an inspiring and good learning model to me. I have benefitted a lot by applying his philosophy of “Law of Attraction” Have a chat with Steven! He is my friend, my life coach and by the way - he is my financial advisor! Thanks Steven!

Nguyen Xuan Ngoc Hoa

I first got in touch with Steven many years ago, when I only just started working and was looking for basic, affordable insurance coverage. Despite being admittedly a very small client, Steven still treated me with care and respect, attending to my many questions. Many years later, when I had an emergency at work and had trouble getting hold of my existing corporate health insurer, it was Steven again that I turned to. Even when he wasn't our insurer, he answered my every question and called frequently to check in on the situation. He helped to scan our existing policies and advised me on the options that were available and how to proceed. Eventually we made the choice to switch our corporate health insurer to AIA, under Steven's care. Now that I am starting a family and looking to invest in life insurance and critical care coverage, I know once again that I can trust Steven to give me fair, reasonable advice on what to take up, based on my needs and abilities. I feel like I can select products and options that are most suited for my needs, with Steven's advice. Thanks Steven for the wisdom and companionship over the years, you have made such “scary” life matters a breeze!