| Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives. | | 7 Ways to Stay Positive Even During the Toughest Times Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff. | | Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively. | | Your brain is wired for negative thoughts. Here's how to change it.  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Steven Sit Poh Sang | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Steven Sit Poh Sang, All rights reserved. | |  | | Vicky Chua Steven was introduced to me by my good friend. Other than polices bought when I was a child, Steven handles all my policies.
I trust in his professionalism, and in his advice with regards to policies that I may need or may be interested during different phases in my life. He does not sell policies for the sake of selling, but truly wishes that his clients are adequately protected so that they can enjoy life without medical or retirement worries.
Over the years, he has become more than just an insurance agent. He is someone I can call upon in times of need.
Thanks for being there for me and Kenzo 🐶.
| |  | | Iris Thng, Manager DEFCON MARKETING AND ENGINEERING PTE LTD I know Steven through my brother.
I have never expected nor believed that I can find an insurance agent who is both helpful and able to provide me with sound advice to my insurance needs until I knew him.
He is very patient and able to provide very clear information to us.
He is always so helpful whenever my family and myself need any advice or clarification on our insurance matters even when those policies were not bought from him.
Thank you Steven!
| |  | | Roy Wang, Creative Director at Factory Thank you to Steven for the ice cream treat🍦 Finally got the chance to do a BNI121 with our chapter President!
We all know how reliable and dedicated Steven is in his work as an insurance specialist. But what really stayed with me from our conversation was his sharing on the four types of health that guide how he lives his life.
• Physical health
• Financial health
• Mental health
• Social health
Hearing how he views these four pillars holistically was thoughtful and memorable. It is rare and refreshing to meet someone who does not just sell protection, but truly lives by the values behind it. Appreciate such a precious and honest sharing.
If you are looking for insurance solutions that helps make life easier, safer, and more secure, Steven is someone you can trust. From protecting your health and finances to giving you a peace of mind for the unexpected, he has you covered.
Please please reach out to him. You will be in very good hands! | |  | | Nguyen Xuan Ngoc Hoa I first got in touch with Steven many years ago, when I only just started working and was looking for basic, affordable insurance coverage. Despite being admittedly a very small client, Steven still treated me with care and respect, attending to my many questions.
Many years later, when I had an emergency at work and had trouble getting hold of my existing corporate health insurer, it was Steven again that I turned to. Even when he wasn't our insurer, he answered my every question and called frequently to check in on the situation. He helped to scan our existing policies and advised me on the options that were available and how to proceed. Eventually we made the choice to switch our corporate health insurer to AIA, under Steven's care.
Now that I am starting a family and looking to invest in life insurance and critical care coverage, I know once again that I can trust Steven to give me fair, reasonable advice on what to take up, based on my needs and abilities. I feel like I can select products and options that are most suited for my needs, with Steven's advice.
Thanks Steven for the wisdom and companionship over the years, you have made such “scary” life matters a breeze! | |  | | Pak-Tjun Chin I got to know Steven through a mutual friend back in Nov-2019. Being a foreigner new to Singapore, Steven warmly welcomed me into his weekly hiking sessions at Bt Timah Forest Reserve. Since then, we have been religiously 'conquering' Bt Timah hill. More recently, we even extended our hike to start from MacRitchie Reservoir. Steven's motto is 'What is impossible today, will become warm-up tomorrow', and he truly believes in this!
Separately, I have also grown to trust Steven with my insurance needs. Being new and alone in Singapore, I knew that having appropriate insurance coverage is paramount. Steven was very detailed and thorough in his briefing sessions and provided me coverage options that suited my needs. No pushy sales or pressure. I would strongly recommend Steven to anyone looking for an experienced, authentic and straight-taking insurance advisor. | |  | | Tasnim, Healthcare Professional When I wanted to apply for an insurance in 2020, I had zero knowledge and understanding about how insurance works then and what type of insurance will benefit me.
After knowing Steven, he cleared all my doubts, helped me understand better about my protection & savings needs and recommended policies which help me while ensuring that the solutions suit both my needs and budget.
Overall, Steven is a good agent who will is always prompt when I have any queries or need his help.
Thank you for always being there! | | | | |
