Lye Seng Kai, Executive Director, Totex International Limited

Steven has been my family insurance and financial adviser for more than a decade and the level of service, knowledge and professionalism we received from him is unparalleled. He is attentive to details and very patient to take the extra miles to explain the different options and make excellent recommendations to my family so we can have an all rounded coverage. His service is customized and very personal especially to one that is unfamiliar with the insurance procedure. I’m convinced through the years that he is not out to make quick and easy money but always has our interest in his mind. Unlike some others who try to push their policies to you, he lets you decide at your own pace. Thank you very much for the great service, Steven.

Liew Boon Yeow, Senior Manager NXP Semiconductors (S) Pte Ltd

Steven is my senior in the Welfare Services Club where we served as student volunteers, my friend and my trusted Financial Services Consultant. I have known Steven for over 20 years. His professionalism and attention to details is why I have entrusted him with my family’s insurance coverages. Steven is always just a call away when you need him. With Steven, you will never need another FSC!

Stella Poh, Executive Secretary Hup Soon Global Corporation Pte Ltd

My first policy was bought from Steven, 20 years ago. I think the most important thing is having a responsible and reliable agent to be in the same trade and Company is not an easy thing. However, I am glad that he is still in the industry working and servicing my policies. Steven knows his work well and is willing to give valuable advice on what is needed. It is not just selling policy to his clients. Instead, he treated his clients as friends and this make the working relationship merrier.

June Ang, Director AON

I met Steven when I was an underwriter in AIG more than 10 years ago. During that period, he was not my appointed Life agent yet but I was impressed with his proactiveness and diligence. Subsequently, Steven was appointed as my personal agent. Steven continues to be an impressive financial advisor. He also extends his assistance as a personal friend. He is a trustworthy agent and friend, a person whom I would definitely give a "thumbs up."

Nguyen Xuan Ngoc Hoa

I first got in touch with Steven many years ago, when I only just started working and was looking for basic, affordable insurance coverage. Despite being admittedly a very small client, Steven still treated me with care and respect, attending to my many questions. Many years later, when I had an emergency at work and had trouble getting hold of my existing corporate health insurer, it was Steven again that I turned to. Even when he wasn't our insurer, he answered my every question and called frequently to check in on the situation. He helped to scan our existing policies and advised me on the options that were available and how to proceed. Eventually we made the choice to switch our corporate health insurer to AIA, under Steven's care. Now that I am starting a family and looking to invest in life insurance and critical care coverage, I know once again that I can trust Steven to give me fair, reasonable advice on what to take up, based on my needs and abilities. I feel like I can select products and options that are most suited for my needs, with Steven's advice. Thanks Steven for the wisdom and companionship over the years, you have made such “scary” life matters a breeze!

Edmund Chua Deputy Director DSTA

My family have known Steven for many years. He is a trusted friend who has walked along with us , seen our children grow along the years. As a professional, he listens, advises and provides consultation calibrated to our family needs. He is diligent and always prompt in processing our claims. Thank you Steven for being there whenever we call and I look forward to your support for many years more to come.