| As we embrace the new year, it may help to remember that the turning of the year doesn’t call for grand plans or perfect routines. Instead, it invites calm, adaptability, and trust in small, consistent steps. The collection of articles gathered here speak about the value of steadiness over speed, flexibility over force, and provides a quiet assurance to just keep going—even without clarity. | | Most Resolutions Collapse by February. Here’s the System High Performers Use Instead If your resolutions fade fast, it’s not a discipline problem. This piece shows how high performers skip rigid goals and build simple weekly systems instead—focusing on identity, small habits, and structure to create change that actually sticks. | | Beyond the New Year: How to Turn Family Resolutions into Everyday Rituals Make family resolutions stick by setting small, realistic, shared activity goals, involving children in planning, focusing on behaviours not outcomes, building connection, and staying flexible—so routines become enjoyable habits rather than abandoned ambitions. | | Why humans are surprisingly bad at being happy | Laurie Santos  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Steven Sit Poh Sang | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Steven Sit Poh Sang, All rights reserved. | |  | | Roy Wang, Creative Director at Factory Thank you to Steven for the ice cream treat🍦 Finally got the chance to do a BNI121 with our chapter President!
We all know how reliable and dedicated Steven is in his work as an insurance specialist. But what really stayed with me from our conversation was his sharing on the four types of health that guide how he lives his life.
• Physical health
• Financial health
• Mental health
• Social health
Hearing how he views these four pillars holistically was thoughtful and memorable. It is rare and refreshing to meet someone who does not just sell protection, but truly lives by the values behind it. Appreciate such a precious and honest sharing.
If you are looking for insurance solutions that helps make life easier, safer, and more secure, Steven is someone you can trust. From protecting your health and finances to giving you a peace of mind for the unexpected, he has you covered.
Please please reach out to him. You will be in very good hands! | |  | | Hway Sang I have come across many financial and insurance advisors who fade away after time. So much so that when you are in need, they can’t be found.
Steven on the other hand is a person who is dependable. He is an energetic person with trustworthy character. He is always attentive and prompt. Never failed to answer phone calls or respond texts even when he is on holiday.
Thank you Steven, for helping on my sister’s case. She would have a lot more to worry about if it is not for you.
I highly recommend Steven to anyone looking for quality advice and impeccable customer service. | |  | | Carol Chua Foo, Adjunct Lecturer, Republic Polytechinc Steven has been a true professional in handling my family's insurance and financial planning needs.
In the last 2 years, we had 2 accidents with our children and desperately turned to Steven for assistance. During both occasions, he was there to assist us throughout the journey, accessible at all hours of the day and provided us professional guidance and advice.
Most importantly, he showed genuine care and concern. I guess at the end of the day, such authentic and genuine display of human emotions are the key reasons why we have been his clients since 1990s. | |  | | Jane Law Steven is very professional, patient and helpful.
He is tireless. Always willing to explain and answer questions pertaining to my queries and claims.
Steven treats his clients like good friends, always go that extra mile when help is needed most.
Really appreciate your friendship.
Thumbs up to Steven! | |  | | Lye Seng Kai, Executive Director, Totex International Limited Steven has been my family insurance and financial adviser for more than a decade and the level of service, knowledge and professionalism we received from him is unparalleled.
He is attentive to details and very patient to take the extra miles to explain the different options and make excellent recommendations to my family so we can have an all rounded coverage.
His service is customized and very personal especially to one that is unfamiliar with the insurance procedure. I’m convinced through the years that he is not out to make quick and easy money but always has our interest in his mind.
Unlike some others who try to push their policies to you, he lets you decide at your own pace.
Thank you very much for the great service, Steven.
| |  | | SAL Steven has been my "Secret Agent", trustworthy consultant and sincere friend for decades. He is the most reliable financial advisor I know.
He is prompt and professional in delivering his service. I can just reach out to him on my insurance matters anytime and be assured of receiving sound advice. He cares about his clients!
So blessed to having him to take care of my insurance matters! | | | | |
