Lye Seng Kai, Executive Director, Totex International Limited

Steven has been my family insurance and financial adviser for more than a decade and the level of service, knowledge and professionalism we received from him is unparalleled. He is attentive to details and very patient to take the extra miles to explain the different options and make excellent recommendations to my family so we can have an all rounded coverage. His service is customized and very personal especially to one that is unfamiliar with the insurance procedure. I’m convinced through the years that he is not out to make quick and easy money but always has our interest in his mind. Unlike some others who try to push their policies to you, he lets you decide at your own pace. Thank you very much for the great service, Steven.

Chris, Business Owner

Ever since Steven took over my family's insurance affairs, our insurance coverage has not only gotten better, it has also gotten cheaper! Steven is one of those rare agents who genuinely strives to put his clients' welfare before any other considerations. Over the years he has displayed impressive patience with us, explaining all the details of various policies, and going the extra mile when needed. And with all that, Steven has become a friend I enjoy spending time with. I am looking forward to continuing to work with Steven for a very long time.

Tomas A Norton

Steven has been serving our family very well for over two decades with savings, life, health and accident policies. Over this time, his attention and care has been first class. Thankfully we invested early via Steven and the entire family is now sitting on valuable policies with high cash values. They represent a solid foundation for retirement and an excellent head start in saving and coverage for our two children. I expect our relationship with Steven to continue. We are most pleased.

Yanti @NTU

I have known Steven for over 20years and I am glad that he is still in this profession. Steven has always been on the toes whenever I need his assistance and advice on my policies. His patience in helping me to understand on each of my family policies (keeping up-to-date on the coverage) is really amazing! I can always count on him whenever I have problems or trying to recap on the coverage of each of my policies. He answered to my queries promptly and his advice for the emergencies we faced in Europe recently was just beyond my expectations! Steven is the best insurance advisor that I ever had and I couldn’t have asked for anyone better. I definitely and highly recommend him to someone that really need help on the right coverage that suits their need and budget! Steven, my brother, you are truly the best la!

Nicholas Chow, Business Development Manager

I used to work with Steven in 2013. Out of the hundreds of Financial Services Consultants I've worked with, I feel most comfortable working with him. Product knowledge, field experience and prompt response is what I get from him all the time but most importantly, he is SINCERE about his approach and I look up to him as an older brother who has positive impact on the people around him. Stay awesomely STEVEN 👍🏻⚡

Herta Monica Montesino Cucos (MBA LLM), Corporate Development Manager, AMITY Singapore

Steven has always been amazing! I am so happy and grateful that I was recommended to him as my advisor for my medical insurance needs. He has helped me to understand and ensured I had the best plan with the right coverage that’s suits my needs and budget. When I fell sick and was hospitalized, he answered my queries promptly & also made sure everything is covered by my plan! I can't tell how secure and cared I felt, as I was alone in a foreign country with none of my family members around then. I can’t imagine switching to another advisor. Steven is probably the best insurance advisor I could ever find as he has gone above and beyond in his customer service! In a few words, Steven is phenomenal! Responsive, attentive to my needs, and professional! Couldn’t have asked for anyone better. Love the service and I highly recommend him.